United Bank of India Personal Loan Bhubaneswar - Rates March 2024, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Bhubaneswar

About United Bank of India Personal Loan Bhubaneswar

United Bank of India offers a personal loan to the people living in the city of Bhubaneswar. A personal loan is an ultimate solution to all our personal wishes and needs. Thinking to go to Paris for a long vacation? You can avail a personal loan from United Bank of India. The product is well suited to take care of any medical emergency in the family, education of the child, marriage function or even renovation of the home. United Bank of India has opened more than 15 branches in the capital of Odisha.

United Bank of India Personal Loan Bhubaneswar at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Bhubaneswar

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Bhubaneswar

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

You can also refer to Personal Loan Bhubaneswar for more information.

Address of United Bank of India branches in Bhubaneswar

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
BhubaneswarMarket Building, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751009UTBI0BBS414751027002
Chandaka Industrial EstateShed No - 53, Type - S - 2, Mancheswar, Bhubaneswar, Industrial Estate Zone - 6, Khurda - 751010, OrissaUTBI0CIEJ48751027003(0674) 2580370
NayapalliPlot No - 3, Nayapalli, Infront Of Dav School, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751012UTBI0HDBJ02751027005(03254) 255254
Heads Of Department Buildings,Heads Of Department Buildings, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001UTBI0HEAK32751027008228001
Hotel Kalinga (Ashoka)Goutam Nagar, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751014UTBI0HKAK34751027009235020
Malisahi25A, Kharvel Nagar, Unit - Iii, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001UTBI0MSHK207510270042534705
Orissa Legislative Assembly Orissa Legislative Assembly Campus, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001UTBI0OSBK317510270072395336
Sahid NagarB - 58, Sahid Nagar, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751002UTBI0SDN4687510270062545182
ChandrasekharpurGa Plot No. 82, P.O. & P.S. Chandrasekharpur, Patia Main Road, Bhubaneswar, Dist. Khurda, Orissa, Pin - 751021UTBI0CDPK64Non-MICR2740554
Bhubaneswar Regional OfficeA - 88, Kalpana Area, Bhubaneswar 751 014, OrissaUTBI0XUA500Non-MICR0674-2314532/2314462
Kiit University Kiit University Campus, Near Kiit Post Office, Dist.Khurda, Bhubaneswar, Pin -751024, OrissaUTBI0KITQ08Non-MICR9937027043
AiginiaPlot No - 6, Chidananda Vihar, (Near Kolathia Square), Po- Aiginia, Bhubaneswar, District Khurda
Orissa
UTBI0AIGQ09Non-MICR9777284417
PhulnakharaPlot No.751, At/Po. Phulnakhara, Dist. Cuttack, Pin-754001, OrissaUTBI0PHKQ10Non-MICR9777611764

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%