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Table of Contents
- 1 About United Bank of India Personal Loan Chennai
- 2 United Bank of India Personal Loan Chennai at a glance
About United Bank of India Personal Loan Chennai
Nothing gives more happiness than our dreams getting fulfilled. After all, we all crave for our dreams to become a reality. Some of us wish to go on an extended trip to Europe while others want their house to have a complete makeover. Many people dream of a lavish wedding party while others wish to provide the best education to their children. Dreams are a very important part of life. United Bank of India is a bank which has helped people in Chennai realize their dreams. The public sector bank has a solid presence in the capital of Tamil Nadu with over ten branches. It offers a personal loan at competitive rates to salaried employees based in the city. The product is well suitable to meet any of the above dreams.
United Bank of India Personal Loan Chennai at a glance
The essential details about the product offered by United Bank of India have been given below.
|Interest rate||13.45% - 14.20%|
|Loan amount||Up to ₹ 2 lakhs or 10 months gross salary|
|Tenure||36 months i.e. 3 years|
|Processing fee||1% of the sanctioned loan amount availed|
Eligibility criteria for United Bank of India Personal Loan Chennai
Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.
Documents required for United Bank of India Personal Loan Chennai
The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.
- Completely filled and duly signed application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
- Applicant’s latest photo of passport size ( two copies)
- Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months
In case you want more information, you can refer to Personal Loan Chennai.
Address of United Bank of India branches in Chennai
The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.
|Anna Nagar||1513 - E, East Main Road, Anna Nagar, Western Extension, Chennai - 600101, Tamilnadu||UTBI0ANC843||600027008||(011) 26273736|
|Armenian Street||117, Post Box No - 8270, Armenian Street, Chennai - 600001, Tamilnadu||UTBI0MDS801||600027005||(044) 25340143/2444/1337|
|Mount Road||Arul Manai Building, No.27 Whites Road, Chennai - 600014, Tamilnadu||UTBI0MRD805||600027002||(044) 28523012, 28588895, 24800173|
|Mylapore||117, Kutchery Road, Mylapore, Chennai - 600004, Tamilnadu||UTBI0MYL804||600027003||(044) 24941586, 24617918|
|Nungambakkam||141, Kodambakkam High Road, Nungambakkam, Chennai - 600034, Tamilnadu||UTBI0NUN826||600027006||(044) 28267431, 28205326|
|Sri Ramakrishna Math||118, R.K.Math Road, Mylapore, Chennai - 600004, Tamil Nadu||UTBI0SRM842||600027004||(044) 24643145|
|T Nagar||48, North Usman Road, T Nagar, Chennai - 600017, Tamil Nadu||UTBI0TNA803||600027004||(044) 28158141. 22440182|
|Velacheri||4, Tansi Nagar, 7Th Street, Velacheri, Dist - Chennai, Tamil Nadu, Pin - 600042||UTBI0VEL837||600027007||044 22434005|
|Virugambakkam||83, Arcot Road, Virugambakkam,Chennai - 60009 , Tamil Nadu||UTBI0VKM854||600027011||(044) 2377-5844|
|Southern RO||184/192, Sri Durga Towers, R K Math Road, Near Mandaveli Bus Terminus, Mandaveli, Chennai - 600 028 Tamil Nadu.||UTBI0XSR814||Non-MICR||044-24642378|
|Perambur||K K R Building, 121, Madhavaram High Road Perambur, Chennai 600011||UTBI0PER870||Non-MICR||044-25580187|