United Bank of India Personal Loan in Chennai

About United Bank of India Personal Loan Chennai

Nothing gives more happiness than our dreams getting fulfilled. After all, we all crave for our dreams to become a reality. Some of us wish to go on an extended trip to Europe while others want their house to have a complete makeover. Many people dream of a lavish wedding party while others wish to provide the best education to their children. Dreams are a very important part of life. United Bank of India is a bank which has helped people in Chennai realize their dreams. The public sector bank has a solid presence in the capital of Tamil Nadu with over ten branches. It offers a personal loan at competitive rates to salaried employees based in the city. The product is well suitable to meet any of the above dreams.

United Bank of India Personal Loan Chennai at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate13.45% - 14.20%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Chennai

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Chennai

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

In case you want more information, you can refer to Personal Loan Chennai.

Address of United Bank of India branches in Chennai

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Anna Nagar1513 - E, East Main Road, Anna Nagar, Western Extension, Chennai - 600101, TamilnaduUTBI0ANC843600027008(011) 26273736
Armenian Street117, Post Box No - 8270, Armenian Street, Chennai - 600001, TamilnaduUTBI0MDS801600027005(044) 25340143/2444/1337
Mount RoadArul Manai Building, No.27 Whites Road, Chennai - 600014, TamilnaduUTBI0MRD805600027002(044) 28523012, 28588895, 24800173
Mylapore117, Kutchery Road, Mylapore, Chennai - 600004, TamilnaduUTBI0MYL804600027003(044) 24941586, 24617918
Nungambakkam141, Kodambakkam High Road, Nungambakkam, Chennai - 600034, TamilnaduUTBI0NUN826600027006(044) 28267431, 28205326
Sri Ramakrishna Math 118, R.K.Math Road, Mylapore, Chennai - 600004, Tamil NaduUTBI0SRM842600027004(044) 24643145
T Nagar48, North Usman Road, T Nagar, Chennai - 600017, Tamil NaduUTBI0TNA803600027004(044) 28158141. 22440182
Velacheri4, Tansi Nagar, 7Th Street, Velacheri, Dist - Chennai, Tamil Nadu, Pin - 600042UTBI0VEL837600027007044 22434005
Virugambakkam83, Arcot Road, Virugambakkam,Chennai - 60009 , Tamil NaduUTBI0VKM854600027011(044) 2377-5844
Southern RO184/192, Sri Durga Towers, R K Math Road, Near Mandaveli Bus Terminus, Mandaveli, Chennai - 600 028 Tamil Nadu.UTBI0XSR814Non-MICR044-24642378
PeramburK K R Building, 121, Madhavaram High Road Perambur, Chennai 600011UTBI0PER870Non-MICR044-25580187

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