United Bank of India Personal Loan Gurugram - Rates February 2024, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Gurugram

About United Bank of India Personal Loan Gurugram

Gurugram also known by the name Gurgaon is one of the leading cities of India. The city, in fact, has one of the highest per capita income in the country. United Bank of India has served the people of the city since a long time. The bank has a good presence here in Gurugram with over ten branches. A customer of the bank can obtain a personal loan to meet his/her personal needs. The bank gives affordable interest rates to all the loan applicants. Women applicants are given special interest rate. Any salaried employee based in the city, who can meet the eligibility criteria can apply for the product from the bank. So now you can plan an exotic trip to Europe or give your home a new makeover or throw a grand wedding for your daughter. United Bank of India is the financial kit for all your problems.

United Bank of India Personal Loan Gurugram at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Gurugram

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Gurugram

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

Please refer to Personal Loan Gurugram for more information.

Address of United Bank of India branches in Gurugram

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Dayanand Colony548/1, Dayanand Colony, New Railway Road, Gurugram - 122001 HaryanaUBIN05388841100260480124 - 2320401 / 2327486
Chakkarpur RoadSCO - 19, Housing Board Colony, Saraswati Vihar, Chakkarpur Road, Gurugram, Haryana, Pin - 122001UBIN05509811100260540124 - 2565792 / 2350883
Jharsa RoadHouse No.1546, Sector 31 - 32, Housing Board Co Jharsa Road, Dist.Gurugram, Haryana, Pin - 122001 UBIN05509901100260660124 - 2381353 / 2380353
SSI Finance BranchSco. 14, Huda Commercial Complex, Sector - 14, Gurugram, Haryana, Pin - 122001 UBIN05510581100260530124 - 2334714 / 2307061
ManesarAt Village Post, Manesar, District Gurugram HaryanaUBIN05522241100260740124 - 2337310 / 2337608
Sushant LokBestech Central Square Mall, G-6, A, Ground Floor, Bestech Central Square Mall, Sector 56, Near Hong Kong Bazaar, Sushant Lok, Gurugram, Haryana 535087UBIN05579271100260930124 - 2572951
Sector 52 GurugramGround Floor, Mata Chowk, Manohara Marg, Wazirabad, Sector 52, Gurugram, Haryana 122003UBIN05598901100260979891385245
Sector 23 GurugramSCO-34, Huda Market,Sector-23, Gurugram, Haryana 122017UBIN05633231100261080124 236 5155
SohnaSohna - Gurugram Road, Ward Number 15, Sohna, Haryana 122103UBIN0563790110026109098125 16141
Sector 27 GurugramSector-27, Gr.Floor, Near Prabhat Hotel, Golf Course Road,Gurugram, Haryana 122002UBIN05642651100261159891385245
PatuadiH.N0.Plot No-1, Ward-6 Haili Mandi Road City - Gurugram Distt.Gurugram Pin-122504 HaryanaUBIN0565083Non-MICR9810556909
Sector 4 GurugramSCF 19, Sector 4, Huda Market Gurugram Pincode-122001UBIN05694961100261339999086141
Sector 10 ASCO-93, Huda Market, Sec-10A, Gurugram, Haryana 122001UBIN0572934Non-MICR0124 236 5155
Sector 30 Gurugram30, Delhi - Jaipur Expy, Block A, Sector 30, Gurugram, Haryana 122003UBIN0572951Non-MICR9953919909

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%