Personal Loan Apply Online

United Bank of India Personal Loan in Guwahati

United Bank of India Personal Loan in Guwahati

Last Updated : April 24, 2017, 11:57 a.m.

About United Bank of India Personal Loan Guwahati

United Bank of India has a very solid network in the city of Guwahati with over 15 branches. The bank has always kept its focus on the customer and has been a customer-centric bank. United Bank of India helped in the smooth expansion of the banking sector to the eastern and north-eastern areas of the country. The bank provides a personal loan product to all the eligible salaried employees based in Guwahati. The personal loan can be availed for taking care of any kind of personal needs or dreams. People in Guwahati can now think of a trip to Hawai or renovate their house or plan a grand wedding party with the help of this product. In case, a person in the city needs finance for any kind of medical emergency, he/she is always welcomed by the bank to obtain this product.

United Bank of India Personal Loan Guwahati at a glance

The essential details about the product offered by United Bank of India have been given below.

Particular Details
Interest rate 11.40% - 16.95%
Loan amount Up to ₹ 2 lakhs or 10 months gross salary
Tenure 36 months i.e. 3 years
Processing fee 1% of the sanctioned loan amount availed
Pre-payment charge NIL

Eligibility criteria for United Bank of India Personal Loan Guwahati

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Guwahati

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

For additional details, please refer to Personal Loan Guwahati .

Address of United Bank of India branches in Guwahati

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

Branch Address IFSC MICR Contact details
Gauhati University Gauhati University Campus, Gopinath Bordoloi Nagar, P.O. Gauhati University, Guwahati-781014, Assam UTBI0GUVH87 Non-MICR 9435048784
Ambikagiri Nagar R G Baruah Road, Guwahati, District - Kamrup, Assam, Pin - 781024 UTBI0AGNH31 781027014 2563167
AT Road Assam Trunk Road, Tokobari Satra, Guwahati, Assam 781001 UTBI0ATR376 781027009 2544117
Fancy Bazaar S.S.Road,G.N.
Bordoloi Road, Lakhtokia, Fancy Bazaar, Guwahati, Assam 781001
UTBI0FBZ304 781027003 2522897
G.S. Road Ulubari Chariali Police Point, Guwahati, Dist - Kamrup, Assam, Pin - 781007 UTBI0GSRG51 781027011 2332776
Kamakhya Branch Assam Trunk Road, Maligaon,
Chariali, Maligaon, Guwahati, Assam 781011
UTBI0KYA327 781027008 2570353
Lal Ganesh Urbana Bhawan, Lokhra Rd, Bonik Para, Lal Ganesh, Guwahati, Assam 781034 UTBI0LGAH58 781027015 240312
Noonmati Noonmati Refinery Road, Bamunimaidan, Guwahati, Dist - Kamrup, Assam, Pin - 781021 UTBI0NOO315 781027004 2550655
Silpukhuri Gopinath Bordoloi Road, Guwahati Club, Kamrup, Guwahati, Assam 781003 UTBI0SPK385 781027005 2665094
North Guwahati Amingaon Doul Govinda Road, North Guwahati, Guwahati, Assam 781039 UTBI0NOG347 Non-MICR 2690925
Guwahati Metro Dihang Arcade, Guwahati - Shillong Road, A.B.C. Point,Opposite Dona Planet, SATSANG VIHAR, Bhangagarh, Guwahati, Assam 781005 UTBI0GUMH71 Non-MICR 2450110

Related Post