United Bank of India Personal Loan Guwahati - Rates March 2024, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Guwahati

About United Bank of India Personal Loan Guwahati

United Bank of India has a very solid network in the city of Guwahati with over 15 branches. The bank has always kept its focus on the customer and has been a customer-centric bank. United Bank of India helped in the smooth expansion of the banking sector to the eastern and north-eastern areas of the country. The bank provides a personal loan product to all the eligible salaried employees based in Guwahati. The personal loan can be availed for taking care of any kind of personal needs or dreams. People in Guwahati can now think of a trip to Hawai or renovate their house or plan a grand wedding party with the help of this product. In case, a person in the city needs finance for any kind of medical emergency, he/she is always welcomed by the bank to obtain this product.

United Bank of India Personal Loan Guwahati at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Guwahati

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Guwahati

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

For additional details, please refer to Personal Loan Guwahati.

Address of United Bank of India branches in Guwahati

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Gauhati UniversityGauhati University Campus, Gopinath Bordoloi Nagar, P.O. Gauhati University, Guwahati-781014, AssamUTBI0GUVH87Non-MICR9435048784
Ambikagiri NagarR G Baruah Road, Guwahati, District - Kamrup, Assam, Pin - 781024UTBI0AGNH317810270142563167
AT RoadAssam Trunk Road, Tokobari Satra, Guwahati, Assam 781001UTBI0ATR3767810270092544117
Fancy BazaarS.S.Road,G.N.
Bordoloi Road, Lakhtokia, Fancy Bazaar, Guwahati, Assam 781001
G.S. RoadUlubari Chariali Police Point, Guwahati, Dist - Kamrup, Assam, Pin - 781007UTBI0GSRG517810270112332776
Kamakhya BranchAssam Trunk Road, Maligaon,
Chariali, Maligaon, Guwahati, Assam 781011
Lal GaneshUrbana Bhawan, Lokhra Rd, Bonik Para, Lal Ganesh, Guwahati, Assam 781034UTBI0LGAH58781027015240312
NoonmatiNoonmati Refinery Road, Bamunimaidan, Guwahati, Dist - Kamrup, Assam, Pin - 781021UTBI0NOO3157810270042550655
Silpukhuri Gopinath Bordoloi Road, Guwahati Club, Kamrup, Guwahati, Assam 781003UTBI0SPK3857810270052665094
North GuwahatiAmingaon Doul Govinda Road, North Guwahati, Guwahati, Assam 781039UTBI0NOG347Non-MICR2690925
Guwahati MetroDihang Arcade, Guwahati - Shillong Road, A.B.C. Point,Opposite Dona Planet, SATSANG VIHAR, Bhangagarh, Guwahati, Assam 781005UTBI0GUMH71Non-MICR2450110

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%