United Bank of India Personal Loan Lucknow - IFSC, Rates February 2024, EMI, Eligibility

United Bank of India Personal Loan in Lucknow

About United Bank of India Personal Loan Lucknow

Lucknow is one of the cities listed in the smart cities mission. The city has been blooming at a quicker growth rate. United Bank of India has a substantial presence in the city with over 20 branches. The bank has helped many people in nurturing their dreams. The bank offers a product of personal loan to eligible salaried individuals in Lucknow. The product is tailor made to meet any kind of requirement of finance. In case, you live in Lucknow and want to give a new look to your house but don’t have enough finance, you can approach the bank for the same. For those, who wish to go on a trip to their favorite location, can do so with a help of a personal loan offered by the bank. This product is useful for other purposes related to marriage, child’s education or surgical operation/medical emergency.

United Bank of India Personal Loan Lucknow at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Lucknow

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Lucknow

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

For more details, check out Personal Loan Lucknow.

Address of United Bank of India branches in Lucknow

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Alambagh551 J/122, Ram Prasad Khera, Talkatora Road, Alambagh, Lucknow - 226005, Uttar PradeshUTBI0ABL5722260270100522 245 6311
Sadar Cantonment33, Nehru Road, Lucknow Cantonment, Lucknow - 226002, Uttar PradeshUTBI0CAS5312260270032480640
AliganjB3/18 Sector K, Aliganj, Lucknow Uttar PradeshUTBI0ALI5652260270090522 235 6518
Gomti NagarDeva Palace Commercial Complex, Viram Khand - 1, Gomti Nagar, Lucknow - 226010, Uttar PradeshUTBI0GMT5502260270065521082
11 Gorkha Rifles Regimental CentreKranti Lines, Lucknow Cantonment, Lucknow, Lucknow - 226002, Uttar PradeshUTBI0GRC576226027011(0522) 2483127
Hazratganj23 Vidhan Sabha Marg, Lucknow Cantonment, Lucknow - 226001, Uttar PradeshUTBI0HZG5092260270042225955, 2222116
Indira NagarB - Block, A - 230, Indira Nagar, Lucknow - 226016, Uttar PradeshUTBI0LIN56422602700828523012, 28588895
Station RoadN.H.D.C., M - 23, First Floor, Vikas Deep Building, Station Road, Lucknow - 226001, Uttar PradeshUTBI0LSR5632260270072635454
RajajipuramE - 2161, Rajajipuram, Lucknow - 226017, Uttar PradeshUTBI0RJP5382260270052418502
Vikas Nagar1/241 Vikas Nagar, In Front Of Lekhraj Commercial Complex Lucknow - 226022, Uttar PradeshUTBI0VNG584Non-MICR0522-2738240
Raebareli Road 591/578, Mahaveer Pushpa Devi Pandey Complex, Near Sardar Patel Dental College, Utrathia, Raebareli Road, Lucknow-226002 Uttar pradesh UTBI0RRD590Non-MICR0522-2443951

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%