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Table of Contents
- 1 About United Bank of India Personal Loan Lucknow
- 2 United Bank of India Personal Loan Lucknow at a glance
About United Bank of India Personal Loan Lucknow
Lucknow is one of the cities listed in the smart cities mission. The city has been blooming at a quicker growth rate. United Bank of India has a substantial presence in the city with over 20 branches. The bank has helped many people in nurturing their dreams. The bank offers a product of personal loan to eligible salaried individuals in Lucknow. The product is tailor made to meet any kind of requirement of finance. In case, you live in Lucknow and want to give a new look to your house but don’t have enough finance, you can approach the bank for the same. For those, who wish to go on a trip to their favorite location, can do so with a help of a personal loan offered by the bank. This product is useful for other purposes related to marriage, child’s education or surgical operation/medical emergency.
United Bank of India Personal Loan Lucknow at a glance
The essential details about the product offered by United Bank of India have been given below.
|Interest rate||13.95% - 14.20%|
|Loan amount||Up to ₹ 2 lakhs or 10 months gross salary|
|Tenure||36 months i.e. 3 years|
|Processing fee||1% of the sanctioned loan amount availed|
Eligibility criteria for United Bank of India Personal Loan Lucknow
Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.
Documents required for United Bank of India Personal Loan Lucknow
The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.
- Completely filled and duly signed application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
- Applicant’s latest photo of passport size ( two copies)
- Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months
For more details, check out Personal Loan Lucknow.
Address of United Bank of India branches in Lucknow
The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.
|Alambagh||551 J/122, Ram Prasad Khera, Talkatora Road, Alambagh, Lucknow - 226005, Uttar Pradesh||UTBI0ABL572||226027010||0522 245 6311|
|Sadar Cantonment||33, Nehru Road, Lucknow Cantonment, Lucknow - 226002, Uttar Pradesh||UTBI0CAS531||226027003||2480640|
|Aliganj||B3/18 Sector K, Aliganj, Lucknow Uttar Pradesh||UTBI0ALI565||226027009||0522 235 6518|
|Gomti Nagar||Deva Palace Commercial Complex, Viram Khand - 1, Gomti Nagar, Lucknow - 226010, Uttar Pradesh||UTBI0GMT550||226027006||5521082|
|11 Gorkha Rifles Regimental Centre||Kranti Lines, Lucknow Cantonment, Lucknow, Lucknow - 226002, Uttar Pradesh||UTBI0GRC576||226027011||(0522) 2483127|
|Hazratganj||23 Vidhan Sabha Marg, Lucknow Cantonment, Lucknow - 226001, Uttar Pradesh||UTBI0HZG509||226027004||2225955, 2222116|
|Indira Nagar||B - Block, A - 230, Indira Nagar, Lucknow - 226016, Uttar Pradesh||UTBI0LIN564||226027008||28523012, 28588895|
|Station Road||N.H.D.C., M - 23, First Floor, Vikas Deep Building, Station Road, Lucknow - 226001, Uttar Pradesh||UTBI0LSR563||226027007||2635454|
|Rajajipuram||E - 2161, Rajajipuram, Lucknow - 226017, Uttar Pradesh||UTBI0RJP538||226027005||2418502|
|Vikas Nagar||1/241 Vikas Nagar, In Front Of Lekhraj Commercial Complex Lucknow - 226022, Uttar Pradesh||UTBI0VNG584||Non-MICR||0522-2738240|
|Raebareli Road||591/578, Mahaveer Pushpa Devi Pandey Complex, Near Sardar Patel Dental College, Utrathia, Raebareli Road, Lucknow-226002 Uttar pradesh||UTBI0RRD590||Non-MICR||0522-2443951|