United Bank of India Personal Loan Mumbai - IFSC, Rates February 2024, EMI, Eligibility

United Bank of India Personal Loan in Mumbai

About United Bank of India Personal Loan Mumbai

Mumbai is the financial capital of India and one of the top metro cities in India. United Bank of India has a good presence here and has over 20 active branches in the city. The bank has something in store for the customers based in Mumbai. It offers a personal loan to the people living in the city at a competitive interest rate. A personal can be obtained by any salaried employee who is eligible enough to apply for the same. The bank has imposed certain norms of eligibility to determine the capacity of the applicant to repay the loan amount. The product is very useful for any loan seeker who needs finance for meeting needs related to child’s education, medical treatment, marriage, vacation or renovation of the house.

United Bank of India Personal Loan Mumbai at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Mumbai

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Mumbai

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

Please refer to Personal Loan Mumbai for more information.

Address of United Bank of India branches in Mumbai

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Andheri EastVyom Arcade, Ground Floor, Opp. Eupharma, Off Subhash Road, Vile Parle (East), Mumbai - 400057, MaharashtraUTBI0ANE6154000270021800-345-0345
Bandra KalanagarC - 14, C - 15, Mmrda Building, Near Drive - In - Theatre, Bandra Kurla Complex, Bandra (East), Mumbai - 400051, MaharashtraUTBI0BDK6264000270031800-345-0345
Sir Pheroze Shah Mehta RoadPost Box No - 298, United Bank Of India Building, 25, Sir Pheroze Shah Mehta Road, Fort, Mumbai - 400001, MaharashtraUTBI0BOM6014000270141800-345-0345
Bhandup (West)Vakratunda Palace, Off. Lbs Marg, Opp. R.R. Realty, Tank Road, Bhandup (West), Mumbai - 400078, MaharashtraUTBI0BPW6704000270211800-345-0345
ChemburShree Sanatan Dharam School Building, R C Marg, Chembur Colony, Mumbai - 400074, MaharashtraUTBI0CHM6204000270241800-345-0345
GhatkoparKrishna Complex, Hare Krishna, A.1, L B S Marg, Ghatkopar (West), Mumbai - 400086, MaharashtraUTBI0GHP6274000270051800-345-0345
Kalbadevi Road307 - 309, Kalbadevi Road, Mumbai - 440002, MaharashtraUTBI0KAL6064000270071800-345-0345
KharGopi Kunj, Plot No - 506, 1St Road, Khar (West), Mumbai - 400052, MaharashtraUTBI0KHA6364000270081800-345-0345
Malad WestAnupam Apartment, 684, Swami Vivekananda Road, Malad (West), Mumbai - 400064, MaharashtraUTBI0MLD6254000270091800-345-0345
PowaiShop No. 1 To 5, Blue Nile Pacific Enclave Co - Op Hsg. Society Ltd., Near Hiranandani Hospital, Powai, Dist - Mumbai, Maharashtra, Pin - 400076UTBI0POM6774000270231800-345-0345

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%