United Bank of India Personal Loan Noida - IFSC, Rates Dec 2023, EMI, Eligibility

United Bank of India Personal Loan in Noida

About United Bank of India Personal Loan Noida

United Bank of India offers a personal loan to a customer based in Noida. The product is very useful for meeting needs which are related to marriage, renovation of your house, education, medical surgery or vacation. The product is highly sought after because it comes with attractive interest rates and easy documentation. United Bank of India has opened three branches in the city of Noida. Any salaried employee is eligible to apply for the product offered by the public sector bank. Women applicants are given special interest rates by the bank. The bank has fixed the repayment tenure for the product at three years.

United Bank of India Personal Loan Noida at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Noida

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Noida

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

Get more information by checking out Personal Loan Noida.

Address of United Bank of India branches in Noida

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Sector- 33 NoidaB-67, Rockwood School, Sector-33, Noida, Uttar Pradesh 201303UTBI0SCN560110027038(0120) 2504366
Greater NoidaA - 4, Commercial Strip, Sunrise Tower, Sector Alpha - I, Greater Noida, Gautam Budh Nagar, Noida - 201308, Uttar PradeshUTBI0GND561110027039252354
Sector 27 NoidaD - 187, Sector - 27, Noida - 201301, Uttar PradeshUTBI0NOI54911002703023941663

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