United Bank of India Personal Loan Patna - IFSC, Rates Oct 2023, EMI, Eligibility

United Bank of India Personal Loan in Patna

About United Bank of India Personal Loan Patna

United Bank of India overall has a good presence in the capital of Bihar. The public sector bank has believed in delivering the best product to the customer which can outshine all his/her expectations. The bank provides all the eligible salaried customers based in the city with a personal loan product at feasible rates of interest. With features like easier documentation, attractive rates, lower EMIs and quick approval, the product has become very popular amongst loan seekers who require finance to meet their financial needs. United Bank of India has set up eight branches here in the city of Patna. The product can be used by the individual for any sort of purpose. it can be for marriage or child’s education or for a medical emergency or even for the renovation of the house.

United Bank of India Personal Loan Patna at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Patna

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Patna

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

In case you need more information you can refer to Personal Loan Patna.

Address of United Bank of India branches in Patna

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Bir Chand Patel MargHotel Patliputra Ashok, Bir Chand Patel Marg, Patna, - 800001, BiharUTBI0BCMK42800027008222237
Bar CouncilBihar State Bar Council, High Court Compound, Dist - Patna, Bihar, Pin - 800001UTBI0BRCK228000270092224130
KankarBaghDc - 18, Akanchha Enclave, Lohianagar, Kankarbagh, Patna - 800020, BiharUTBI0KKB4638000270042353282
LongertoliGulab Place, 1St Floor, Arya Kumar Road, Machchatoil, Patna - 800004, BiharUTBI0LGT4438000270032672866
Station RoadPost Box No - 32, Station Road, Patna - 800001, BiharUTBI0PAT4098000270022221954/2234231
Pataliputra colony216, Pataliputra Colony, Patna - 800013, BiharUTBI0PPCJ508000270072263779
Rajendra PathKamala Market, 1St Floor, R K Bhattacharya Road, Dist - Patna, Bihar, Pin - 800001UTBI0RDPJ098000270052670569
Sri Krishnapuri,Sahdeo Mahto Marg, Sri Krishnapuri, Dist - Patna, Bihar, Pin - 800001UTBI0SKP4628000270062233553

People Also Look For

  • Personal Loan Interest Rates October 2023
    Fullerton India12.00% - 24.00%
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%