About United Bank of India Personal Loan Patna
United Bank of India overall has a good presence in the capital of Bihar. The public sector bank has believed in delivering the best product to the customer which can outshine all his/her expectations. The bank provides all the eligible salaried customers based in the city with a personal loan product at feasible rates of interest. With features like easier documentation, attractive rates, lower EMIs and quick approval, the product has become very popular amongst loan seekers who require finance to meet their financial needs. United Bank of India has set up eight branches here in the city of Patna. The product can be used by the individual for any sort of purpose. it can be for marriage or child’s education or for a medical emergency or even for the renovation of the house.
United Bank of India Personal Loan Patna at a glance
The essential details about the product offered by United Bank of India have been given below.
|Interest rate||8.95% - 14.00%|
|Loan amount||Up to ₹ 2 lakhs or 10 months gross salary|
|Tenure||36 months i.e. 3 years|
|Processing fee||1% of the sanctioned loan amount availed|
Eligibility criteria for United Bank of India Personal Loan Patna
Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.
Documents required for United Bank of India Personal Loan Patna
The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.
- Completely filled and duly signed application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
- Applicant’s latest photo of passport size ( two copies)
- Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months
In case you need more information you can refer to Personal Loan Patna.
Address of United Bank of India branches in Patna
The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.
|Bir Chand Patel Marg||Hotel Patliputra Ashok, Bir Chand Patel Marg, Patna, - 800001, Bihar||UTBI0BCMK42||800027008||222237|
|Bar Council||Bihar State Bar Council, High Court Compound, Dist - Patna, Bihar, Pin - 800001||UTBI0BRCK22||800027009||2224130|
|KankarBagh||Dc - 18, Akanchha Enclave, Lohianagar, Kankarbagh, Patna - 800020, Bihar||UTBI0KKB463||800027004||2353282|
|Longertoli||Gulab Place, 1St Floor, Arya Kumar Road, Machchatoil, Patna - 800004, Bihar||UTBI0LGT443||800027003||2672866|
|Station Road||Post Box No - 32, Station Road, Patna - 800001, Bihar||UTBI0PAT409||800027002||2221954/2234231|
|Pataliputra colony||216, Pataliputra Colony, Patna - 800013, Bihar||UTBI0PPCJ50||800027007||2263779|
|Rajendra Path||Kamala Market, 1St Floor, R K Bhattacharya Road, Dist - Patna, Bihar, Pin - 800001||UTBI0RDPJ09||800027005||2670569|
|Sri Krishnapuri,||Sahdeo Mahto Marg, Sri Krishnapuri, Dist - Patna, Bihar, Pin - 800001||UTBI0SKP462||800027006||2233553|