# Vijaya Bank Home Loan EMI Calculator

₹ 50k ₹ 5Cr
6.0% 30.0%
1 years 30 years
Principal Amount
Interest Amount

Monthly EMI

Principal Amount

Interest Amount

Tenure (Years)

Total Amount

## 2044

NOTE: As of 1st April 2019, Vijaya Bank has been merged with Bank of Baroda and discontinued its operations as an independent entity.

### Highlights

• Know your home loan EMIs in advance.
• Check whether the EMI is within your budget or not.

With the help of a loan EMI calculator, you can check your monthly installments in advance and hence manage other finances accordingly. Vijaya Bank is among the few banks that offers customer-friendly home loans so that you can enjoy the stay in your home and feel less affected by the EMI payments. Below is an example showing the payment system for default value of home loans. You can change the value to know which combination would be suitable to you.

## Vijaya Bank Home Loan EMI Calculator

Below is an example showing the payments if you get the approval rate as mentioned here. Please note that it is just an example, the exact EMI would depend on the rate you get for your home loan at Vijaya Bank.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount
₹ 20,00,000 8.65% 1 ₹ 1,74,579 ₹ 94,942 ₹ 20,94,942
₹ 20,00,000 8.65% 2 ₹ 91,049 ₹ 1,85,168 ₹ 21,85,168
₹ 20,00,000 8.65% 3 ₹ 63,274 ₹ 2,77,870 ₹ 22,77,870
₹ 20,00,000 8.65% 4 ₹ 49,438 ₹ 3,73,042 ₹ 23,73,042
₹ 20,00,000 8.65% 5 ₹ 41,178 ₹ 4,70,668 ₹ 24,70,668
₹ 20,00,000 8.65% 6 ₹ 35,705 ₹ 5,70,734 ₹ 25,70,734
₹ 20,00,000 8.65% 7 ₹ 31,824 ₹ 6,73,219 ₹ 26,73,219
₹ 20,00,000 8.65% 8 ₹ 28,939 ₹ 7,78,101 ₹ 27,78,101
₹ 20,00,000 8.65% 9 ₹ 26,716 ₹ 8,85,353 ₹ 28,85,353
₹ 20,00,000 8.65% 10 ₹ 24,958 ₹ 9,94,945 ₹ 29,94,945

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount
1 ₹ 1,31,631 ₹ 1,67,863 ₹ 18,68,368
2 ₹ 1,43,480 ₹ 1,56,014 ₹ 17,24,887
3 ₹ 1,56,395 ₹ 1,43,099 ₹ 15,68,491
4 ₹ 1,70,473 ₹ 1,29,021 ₹ 13,98,018
5 ₹ 1,85,818 ₹ 1,13,676 ₹ 12,12,200
6 ₹ 2,02,544 ₹ 96,950 ₹ 10,09,656
7 ₹ 2,20,775 ₹ 78,719 ₹ 7,88,880
8 ₹ 2,40,648 ₹ 58,846 ₹ 5,48,231
9 ₹ 2,62,310 ₹ 37,184 ₹ 2,85,921
10 ₹ 2,86,100 ₹ 13,573 ₹ 0