Vijaya Bank Home Loan EMI Calculator

Highlights

  • Know your home loan EMIs in advance.
  • Check whether the EMI is within your budget or not.

With the help of a loan EMI calculator, you can check your monthly installments in advance and hence manage other finances accordingly. Vijaya Bank is among the few banks that offers customer-friendly home loans so that you can enjoy the stay in your home and feel less affected by the EMI payments. Below is an example showing the payment system for default value of home loans. You can change the value to know which combination would be suitable to you.

EMI Calculator for Home Loan
Loan Amount (₹)
Interest Rate (%)
Tenure (Month)
Results
Loan Amount
Interest Rate
Tenure(Months)
Monthly Instalment (EMI)
Total Interest Amount
Total Amount (Principal + Interest)
YearPrincipalInterestBalance Amount

Vijaya Bank Home Loan EMI Calculator

Below is an example showing the payments if you get the approval rate as mentioned here. Please note that it is just an example, the exact EMI would depend on the rate you get for your home loan at Vijaya Bank.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 20,00,0008.65%1₹ 1,74,579₹ 94,942₹ 20,94,942
₹ 20,00,0008.65%2₹ 91,049₹ 1,85,168₹ 21,85,168
₹ 20,00,0008.65%3₹ 63,274₹ 2,77,870₹ 22,77,870
₹ 20,00,0008.65%4₹ 49,438₹ 3,73,042₹ 23,73,042
₹ 20,00,0008.65%5₹ 41,178₹ 4,70,668₹ 24,70,668
₹ 20,00,0008.65%6₹ 35,705₹ 5,70,734₹ 25,70,734
₹ 20,00,0008.65%7₹ 31,824₹ 6,73,219₹ 26,73,219
₹ 20,00,0008.65%8₹ 28,939₹ 7,78,101₹ 27,78,101
₹ 20,00,0008.65%9₹ 26,716₹ 8,85,353₹ 28,85,353
₹ 20,00,0008.65%10₹ 24,958₹ 9,94,945₹ 29,94,945

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,31,631₹ 1,67,863₹ 18,68,368
2₹ 1,43,480₹ 1,56,014₹ 17,24,887
3₹ 1,56,395₹ 1,43,099₹ 15,68,491
4₹ 1,70,473₹ 1,29,021₹ 13,98,018
5₹ 1,85,818₹ 1,13,676₹ 12,12,200
6₹ 2,02,544₹ 96,950₹ 10,09,656
7₹ 2,20,775₹ 78,719₹ 7,88,880
8₹ 2,40,648₹ 58,846₹ 5,48,231
9₹ 2,62,310₹ 37,184₹ 2,85,921
10₹ 2,86,100₹ 13,573₹ 0

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