Vijaya Bank Personal Loan EMI Calculator

₹ 50k ₹ 50L
6.0% 30.0%
6 months 30 years
Principal Amount
Interest Amount

Monthly EMI

₹4,442.44

Principal Amount

50,000

Interest Amount

3,309.27

Tenure (Month)

12 months

Total Amount

53,309.27

Your Amortization Details (Yearly/Monthly)

2024

Month Principal Paid Interest Charged Total Payment Balance
Aug ₹3,942.44 ₹500.00 ₹4,442.44 ₹46,057.56
Sept ₹3,981.86 ₹460.58 ₹4,442.44 ₹42,075.70
Oct ₹4,021.68 ₹420.76 ₹4,442.44 ₹38,054.01
Nov ₹4,061.90 ₹380.54 ₹4,442.44 ₹33,992.11
Dec ₹4,102.52 ₹339.92 ₹4,442.44 ₹29,889.60

2025

NOTE: As of 1st April 2019, Vijaya Bank has been merged with Bank of Baroda and discontinued its operations as an independent entity.

Highlights

  • Know your payments in advance with EMI calculator.
  • Use an EMI calculator to know your perfect EMI.

While taking any kind of loan, you must check the monthly installments. The importance of doing so is that you then prepare yourself for the payments and manage your finances accordingly. At Vijaya Bank, where the maximum tenure available for personal loans is 5 years, you may choose the one as per your convenience so that payments are regular. In this article, we have shown a graphical representation of the payment system.

Vijaya Bank Personal Loan EMI Calculator

Below is an example showing the payment details for a default value. When you take a personal loan from Vijaya Bank personal loan.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

LOAN AMOUNT INTEREST RATE TENURE MONTHLY INSTALMENT TOTAL INTEREST AMOUNT TOTAL AMOUNT
₹ 6,00,000 13% 1 ₹ 53,590 ₹ 43,084 ₹ 6,43,084
₹ 6,00,000 13% 2 ₹ 28,525 ₹ 84,602 ₹ 6,84,602
₹ 6,00,000 13% 3 ₹ 20,216 ₹ 1,27,789 ₹ 7,27,789
₹ 6,00,000 13% 4 ₹ 16,096 ₹ 1,72,632 ₹ 7,72,632
₹ 6,00,000 13% 5 ₹ 13,652 ₹ 2,19,111 ₹ 8,19,111

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YEAR PRINCIPAL INTEREST BALANCE AMOUNT
1 ₹ 91,124 ₹ 72,697 ₹ 5,08,875
2 ₹ 1,03,703 ₹ 60,119 ₹ 4,05,171
3 ₹ 1,18,017 ₹ 45,805 ₹ 2,87,154
4 ₹ 1,34,307 ₹ 29,514 ₹ 1,52,846
5 ₹ 1,52,992 ₹ 10,976 ₹ 0