Vijaya Bank Personal Loan Guwahati - Rates March 2024, IFSC, Eligibility, EMI

Vijaya Bank Personal Loan in Guwahati

About Vijaya Bank Personal Loan in Guwahati

If you are looking instant approval for personal loan in Guwahati, nothing to worry as Vijaya Bank offers you the same instantly. Yes, you can avail the personal loan being offered by this leading lender at attractive rates and get the fastest approval for the same online. So, without giving a second thought, apply for the same today and get the best deal online.

Vijaya Bank Personal Loan Guwahati at a Glance

Interest Rate (in p.a.)10.90% - 18.25%
Loan Amount18 times of last net drawn salary subject to maximum ₹10 lakhs
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs
Tenure5 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried/Pensioners:

  • The minimum age of the applicant should be 21 years at the time of availing loan.
  • He /she should also has minimum 2 years of left over period in service.
  • 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
  • The maximum age of the applicant should not be more than 72 years.
  • He/she should also draws the pension through Vijaya Bank.
  • 18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs.

Documentation Required

Pre Sanctioned Documents

  • Latest salary certificate of the applicants.
  • Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

For Latest Info Click Personal Loan Guwahati

Address of Vijaya Bank Branches in Guwahati

Branch Name Complete Address IFSCMICRCustomer Care
Fancy Bazar, Guwahati MainP B No 146, Hotel Siddartha Bldg, H B Road, Fancy Bazar, Guwahati, 781001VIJB0008001781029002:0361-2541124,
R G Baruah Road, GuwahatiTrishul Towers, Zoo Narengi Tiniali, R G Baruah Road, Guwahati, Assam, 781021VIJB0008008781029003
SivasagarBharali Commercial Complex, 1St Floor , Hospital Road , Sivasagar, AssamVIJB000800903772-224687
Maligaon , GuwahatiMaligaon Guwahati, Assam 781012VIJB00080107810290040361-2675328
Silpukhuri, GuwahatiSs Mansion, Commercial Complex, Jnb Road, Opp Goswami Service Station, Silpukhuri, Guwahati 3VIJB0008011781029005
Rehabari, GuwahatiNear Nandan Hotel, G.S.Road, Paltan Bazar, RehabariVIJB0008012781029006
Khanapara, GuwahatiOpp Reaserch Bus Stop, Dispur, Khanapara, G.S.Road, GuwahatiVIJB0008013781029007
Regional Office. GuwahatiIspat Bhavan, Maulana Azad Road, Rehabari, Guwahati, AssamVIJB00091087810290010361-2542755
Betkuchi BranchBoragoan Chariali, Land Mark - Near Gurudwarasahib, West Boragoan, Dist Kamrup-781033VIJB0008017781029033
Ganeshguri1St Floor Dhruba Market, Ganeshguri Chariali G S Road, Guwahati, Dist-Kamrup(Metro)VIJB0008019

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%