Vijaya Bank Personal Loan in Jammu

About Vijaya Bank Personal Loan in Jammu

When it comes to grabbing the best personal loan deals online, you are at the right place. Vijaya Bank by offering the best of personal loan ensures to cater the diverse needs of one and all. This is the reason that people living in Jammu prefer to avail the credit being offered by this bank at competitive rates, lower EMIs and so on.   

Vijaya Bank Personal Loan Jammu at a Glance

ParticularsDetails
Interest Rate (in p.a.)12.55% - 13.55%
Loan Amount18 times of last net drawn salary subject to maximum ₹10 lakhs
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs
Tenure5 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried/Pensioners:

  • The minimum age of the applicant should be 21 years at the time of availing loan.
  • He /she should also has minimum 2 years of left over period in service.
  • 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
  • The maximum age of the applicant should not be more than 72 years.
  • He/she should also draws the pension through Vijaya Bank.
  • 18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs.

Documentation Required to Apply

Pre Sanctioned Documents

  • Latest salary certificate of the applicants.
  • Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

For More Info Click Personal Loan Jammu

Address of Vijaya Bank Branches in Jammu

Branch Name Complete Address IFSCMICRCustomer Care
Srinagar, Jammu & KashmirP B No 252, Court Road, Lal Chowk, Srinagar, J K, 190001VIJB00082010194 2457787
Jammu, Jammu & KashmirRed Cross Bhavan, Kachi Chawni, Jammu, Jammu & Kashmir, 180001VIJB00082020191-2561663
Jammu Airport , Jammu & KashmirJammu Airport Extn Counter, Jammu & KashmirVIJB0008203180029003
KatraHotel Ishwar Near Shrine Board Office Jammu RoadVIJB0008204

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