About Vijaya Bank Personal Loan in Jammu
When it comes to grabbing the best personal loan deals online, you are at the right place. Vijaya Bank by offering the best of personal loan ensures to cater the diverse needs of one and all. This is the reason that people living in Jammu prefer to avail the credit being offered by this bank at competitive rates, lower EMIs and so on.
Vijaya Bank Personal Loan Jammu at a Glance
Particulars | Details |
---|---|
Interest Rate (in p.a.) | 10.90% - 18.25% |
Loan Amount | 18 times of last net drawn salary subject to maximum ₹10 lakhs 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs |
Tenure | 5 Years |
Processing Fee | As per bank’s norms |
Eligibility Criteria
For Salaried/Pensioners:
- The minimum age of the applicant should be 21 years at the time of availing loan.
- He /she should also has minimum 2 years of left over period in service.
- 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
- The maximum age of the applicant should not be more than 72 years.
- He/she should also draws the pension through Vijaya Bank.
- 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs.
Documentation Required to Apply
Pre Sanctioned Documents
- Latest salary certificate of the applicants.
- Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
For More Info Click Personal Loan Jammu
Address of Vijaya Bank Branches in Jammu
Branch Name | Complete Address | IFSC | MICR | Customer Care |
---|---|---|---|---|
Srinagar, Jammu & Kashmir | P B No 252, Court Road, Lal Chowk, Srinagar, J K, 190001 | VIJB0008201 | 0194 2457787 | |
Jammu, Jammu & Kashmir | Red Cross Bhavan, Kachi Chawni, Jammu, Jammu & Kashmir, 180001 | VIJB0008202 | 0191-2561663 | |
Jammu Airport , Jammu & Kashmir | Jammu Airport Extn Counter, Jammu & Kashmir | VIJB0008203 | 180029003 | |
Katra | Hotel Ishwar Near Shrine Board Office Jammu Road | VIJB0008204 |