Credit Card Apply9882 views
YES Bank is steadily topping the chart in various verticals of banking such as Corporate Investment Banking, Transaction Banking, Treasury, etc. It is well on the way to achieve its long-term mission of ‘Building the Finest Quality Bank of the World in India by 2020’ by providing an extensive line of customized products and services, including credit cards. These cards come with a wide range of reward points and cashback offers to appeal to the customers. Let’s get a complete detail of the benefits pertaining to the cards along with other information.
Quotes from 11 banks | Best Offers and Rewards
Table of Contents
- 1 YES Bank Credit Card Offers December 2019 – Reward Points, Discounts, Cashback & Other Benefits
- 2 Yes Bank Credit Card Eligibility
- 3 How to Apply for YES Bank Credit Card?
- 4 YES Bank Credit Card Limit
- 5 YES Bank Credit Card Payment
- 6 YES Bank Credit Card Customer Care Number
YES Bank Credit Card Offers December 2019 – Reward Points, Discounts, Cashback & Other Benefits
|Yes Bank Credit Cards||Fees||Benefits|
|Yes Prosperity Edge Card|
|Yes Prosperity Rewards Plus Credit Card|
|Yes Prosperity Rewards Credit Card|
|Yes Prosperity Cashback Plus Credit Card|
|Yes Prosperity Cashback Credit Card|
Yes Bank Credit Card Eligibility
Want to apply for these credit cards? You should first know the eligibility requirements before applying. For your convenience, the eligibility parameters are stated in the points below.
- Both salaried and self-employed can apply for a credit card
- The minimum and maximum age should be 21 years and 60 years, respectively
- The annual earning of an applicant must not be less than ₹5.5 lakhs
How to Apply for YES Bank Credit Card?
You can apply for a credit card of your choice through any of the online or offline mediums. But for enhanced convenience, it is better to visit the official website of Yes Bank and navigate to the ‘Credit Card’ section. On reaching here, you can click on ‘Apply Now’ button to get to a page asking you to input your personal and professional details. Fill those details correctly before submitting your application. By going online, you give yourself the best chance to apply fast as you can do so anytime, anywhere.
But if you are not comfortable online, you can anyways visit the nearest bank branch to submit your application. At the branch, you need to ask for the credit card application form and enter your personal and professional details correctly before submitting it to the concerned branch official for further processing. The bank will check the details thoroughly and give the nod when it is satisfied with the information given by you at the time of application.
Know Your YES Bank Credit Card Application Status Here
Submitted the application and want to know its status? Visit the bank’s website and press the ‘Click Here’ button placed next to ‘Track Your Application Status’. On pressing the button, a new page will open and ask you to enter either the Application Form Number or Application Reference Number along with your mobile number. You also need to type the Captcha Code, as shown, in the prescribed space.
After filling these details, you can click ‘Submit’ and know the status. So, whether the card application is approved, left pending for approval or rejected will be displayed on the screen. You can even call the 24X7 customer care number – 18001031212 – to know the status. The customer care executives, in addition to providing information on the status, can also take queries with regards to card offers, payment modes, statement, and others.
YES Bank Credit Card Limit
It’s the credit limit that most of you would want to know of, won’t you? After all, a credit limit decides to the extent up to which you can shop for. YES Bank will see your income, repayment potential and credit score before deciding on the limit it can extend you. If you have a healthy income, it will enhance your repayment capability.
And when you get the support of a good credit score by virtue of servicing the ongoing or past debt smoothly, a greater limit becomes all the more formality. But be cautious while utilizing the credit limit as the excess of it can so easily lower the score and dent the prospects of credits you may need in the future. Use your limit judiciously to meet your needs while maintaining a strong credit history.
YES Bank Credit Card Payment
You can login to internet banking, if registered, to pay the card dues. While filling the application form, you can set up a standing instruction for an auto-debit of the bills. If you do so, the dues would get automatically debited from your account on or before the due date of payment. You can even use the offline modes of cheque and cash to pay the bills. However, the cash option can incur some charges.
A timely and regular payment would help build the credit history and keep on raising the score. So, maintain the habit of timely payment for a better credit health.
YES Bank Credit Card Customer Care Number
If you experience any difficulty or have queries to sort out, feel free to call to the 24×7 toll-free number – 18001031212. The customer care executives are all waiting for your call to resolve the issue you get caught up with. Be it the reward points and cashback or the statement and charges, you can raise anything to the executive who will come with an appropriate answer to solve your query. So, don’t hesitate, ask and resolve the queries fast.
Check YES Bank Credit Card Statement Details
You must make it a point to check the statement regularly to keep an eye on what’s going on with your card shopping. Have you crossed the limit of purchase for which you may have to delay the payment? How much rewards are credited to the account? Are there any unnecessary charged levied to the bill? All these questions must be coming to your mind, right? Well, the statement would help you know all that. Not only it shows the total dues and due date of payment but also the amount of reward points earned on spends at a given point of time. At the same time, the teaser of minimum due, accounting for about 5% of the total dues, may be tempting you to go for it. But you can do well to avoid falling into the trap for your own good. Instead pay the entire dues on time to stay away from the debt trap.