Indian Bank Balance Check Enquiry

Last Updated : May 1, 2024, 5:57 p.m.

If anyone wants to know whether they have received the payment in their savings accounts then they will have to check the available bank balance. But for doing so, you must be aware of the various methods to check the bank balance. Therefore, in this blog, we have discussed various methods through which you can have the Indian Bank Balance Check. If you want to make the Indian Bank balance enquiry then you can either give a missed call on the toll-free number or send an SMS from your registered mobile number. There are some other ways as well through which you can check the available balance in your Indian Bank savings account.

Techniques to Check the Balance of Indian Bank

There are various ways that can help you to know the available balance in your Indian bank account and you can choose any method at your convenience.

Check Balance through a Missed Call Number

The Indian Bank has a toll-free number using which you can check your savings account balance. You will have to give a missed call on +91-96776 33000 from your registered mobile number and then you will receive an SMS on your mobile about the available balance in your account. It is necessary that your mobile number must be registered with your bank account from which you are giving the missed call.

Send an SMS to have the Indian Bank Balance Check

In order to get the details of the Indian Bank savings account balance, you can also send an SMS to a toll-free number. You will have to type “BALAVL” and send it to 9444394443 to know the balance details. You will receive an SMS on your registered number with the account balance details after a few seconds. Make sure you are sending the SMS using your registered mobile number.

Print Your Passbook

You can update your Indian Bank savings account passbook to know the latest value of your bank balance. Go to any branch of the Indian Bank and print your passbook to get the updated amount of balance in your Indian Bank savings account..

Check Via the UPI App

Why use offline banking when you have access to online banking? All you need to do is download an app to your smartphone that supports UPI. Additionally, launch the app and connect your Indian bank account if you already have one. Now all you have to do is set a UPI PIN.

Below are the steps you need to follow to see your bank account balance:

• Download a UPI-enabled Banking App

First, download a UPI-enabled banking app from your smartphone's app store. Ensure that the app is provided by a trusted bank and is compatible with your device's operating system.

• Install and Open the App

Once the app is downloaded, install it on your smartphone. After installation, open the app by tapping on its icon.

• Connect Your Indian Bank Account

Follow the on-screen instructions to connect your Indian bank account to the app. You may need to provide your account details, such as your account number and registered mobile number, to complete this step.

• Set UPI PIN

After connecting your bank account, the app will prompt you to set a UPI PIN. This PIN is required to authorize transactions and access banking services through the app. Set a strong and secure UPI PIN according to the app's guidelines.

• Navigate to the Balance Check Option

Once your UPI PIN is set, navigate to the option for checking your bank account balance within the app. This option is usually located in the main menu or on the home screen of the app.

• Enter UPI PIN

Select the option to check your account balance, and enter your UPI PIN when prompted. This PIN ensures the security of your banking transactions and account information.

• View Your Bank Account Balance

After entering your UPI PIN, the app will display your bank account balance on the screen. You can view details such as your available balance, recent transactions, and account summary.

• Logout and Close the App

Once you have checked your bank account balance, log out of the app for security reasons. Ensure that you close the app properly to prevent unauthorized access to your banking information.

By following these steps, you can easily check your bank account balance using a UPI-enabled banking app on your smartphone, without the need for offline banking

Use Indian Bank Internet Banking

If you want to have an Indian bank balance check then you can use the Indian Bank internet banking to get accurate information of the available balance. You must go to the official website of Indian Bank and log in using your credentials. Once you are logged in, you can know your balance as it will be displayed on the screen. The screen will show you the available balance in your savings account with your account number and name.

Use Indian Bank Mobile Application IndOASIS

You can download the Indian Bank mobile application, IndOASIS, from the Android or iOS store on your mobile phone. Once you have downloaded the application, you will have to log in using your credentials provided by Indian Bank. After logging in, you can access a wide range of banking services and features conveniently from your smartphone.

Key Features of IndOASIS Mobile App:

Account Management:

• View detailed account information including Savings, Current, Deposit, Loan, and PPF accounts.
• Access mini statements, account statements, and mPassbook for easy tracking of transactions.

Funds Transfer:

• Transfer funds within self accounts, intra-bank, and inter-bank transfers via NEFT/IMPS.
• Conveniently schedule NEFT transactions and make Credit Card bill payments.

Bill Payments:

• View and pay bills, set up ad-hoc payments, and manage billers for postpaid bills.
• Easily top-up mobile and recharge DTH services under bill payments.

Services:

• Utilize Touch/Face ID authentication for secure login.
• Manage debit card access channels, set transaction limits, and hotlist debit cards if lost or stolen.
• Create and manage standing instructions, change maturity instructions for eDeposits, and avail online nomination services.

Pre-login Features:

• Access pre-login features including Video KYC account opening, online SB opening, doorstep banking, and more.

Visit Nearby ATM

You can visit any nearby ATM and check the Indian Bank Balance using your Indian Bank Debit Card. You will have to choose the balance enquiry option in the banking option of the ATM and get the details of your Indian Bank Balance. You will see the balance on the ATM screen and then receive a receipt that will have a printed balance of your savings account.

Conclusion

Now you various methods to have the Indian bank Balance Check. Even if you don’t have an internet connection, you make an Indian Bank balance enquiry through a missed call on the toll-free number or sending an SMS on the toll-free number. People having their savings account at the Punjab & Sind Bank can have the Punjab & Sind Bank Balance Check through an SMS. Both of these methods are easy and if you want a hard copy of the balance then you can visit any nearest ATM to check the Indian Bank Balance.