Karur Vysya Bank IMPS Charges

Last Updated : July 7, 2025, 3:34 p.m.

In the dynamic world of digital banking, Karur Vysya Bank IMPS charges are a crucial factor for customers seeking swift, secure, and cost-effective fund transfers. Immediate Payment Service (IMPS) enables Karur Vysya Bank (KVB) account holders to transfer money instantly, 24/7, including weekends and holidays, making it ideal for urgent transactions.This article provides a comprehensive guide to Karur Vysya Bank IMPS charges 2025, transaction limits, and steps to perform IMPS transfers.

Karur Vysya Bank IMPS Fees in 2025

Karur Vysya Bank maintains a competitive fee structure for IMPS transactions, with minimal charges applied to outward transactions. As of 2025, the KVB IMPS fees are as follows, based on available information:

• Up to ₹1,000 : NIL
• Above ₹1,000 : ₹5 per transaction.

Key Points :

• Outward IMPS Transactions : The above charges apply to funds sent from a KVB account via mobile banking, net banking, or ATMs.
• Inward IMPS Transactions : No charges for receiving funds.
• Mobile and Net Banking : Charges apply as listed above for transactions via the KVB DLite Mobile Banking app or KVB Net Banking.
• ATM-Based IMPS : Additional service fees may apply for ATM-initiated transactions; confirm with the nearest KVB branch or ATM.
• GST : A standard GST rate of 18% is applicable on the mentioned charges.
• Account Types : All resident savings and current account holders registered for net banking or mobile banking are eligible for IMPS services, with no specific fee waivers mentioned for premium accounts like Prestige Savings or Freedom Savings.

For the most accurate and updated Karur Vysya Bank IMPS charges, visit the official KVB website or contact their customer care at 1860-258-1916.

Karur Vysya Bank IMPS Transaction Limits

KVB aligns its IMPS transaction limits with NPCI and RBI guidelines to ensure security and compliance. The IMPS transfer limits for KVB in 2025 are:

• Maximum Daily Limit : ₹2,00,000 per transaction and per day.
• Per Transaction Limit : Up to ₹2,00,000, depending on account type and customer profile.
• Minimum Transaction Amount : ₹1.
• MMID-Based Transfers (P2P) : Limited to ₹10,000 per day for added security.
• New Beneficiary Transfers : Maximum ₹10,000 on the first day of beneficiary activation.

To verify specific limits for your account, log in to KVB Net Banking or the KVB DLite Mobile Banking app, or contact customer support at 1860-258-1916.

Benefits of Using Karur Vysya Bank IMPS

• Affordable Fees : Low charges, starting at ₹5 + GST per transaction for amount above ₹1,000.
• Instant Transfers : Funds are credited within seconds, ideal for urgent payments.
• Secure : OTP, MPIN, and 128-bit SSL encryption ensure safe transactions.
• Convenient : Accessible via mobile app, net banking, or ATMs.
• 24/7 Availability : Transfer funds anytime, even on holidays.
• Versatile Uses : Pay utility bills, credit card bills, or make online purchases to merchants.

Security Tips for Karur Vysya Bank IMPS Transactions

• Protect OTPs and MPIN : Never share your OTP or MPIN with anyone, as they are critical for transaction authentication.
• Use Secure Networks : Avoid public Wi-Fi for mobile or net banking transactions.
• Log Out : Always log out after completing transactions to prevent unauthorized access.
• Monitor Accounts : Regularly check your transaction history for suspicious activity.
• Use Official Channels : Access IMPS services only through KVB’s official website or KVB DLite Mobile Banking app.
• Report Phishing : Immediately report suspicious emails, SMS, or calls to KVB’s customer care at customersupport@kvbmail.com or 1860-258-1916.

Conclusion

Karur Vysya Bank’s IMPS service offers a fast, secure, and affordable way to transfer funds instantly, with IMPS charges starting at ₹5 + GST per transaction for amount above ₹1,000 and a maximum daily limit of ₹2,00,000. Leveraging the KVB DLite Mobile Banking app or KVB Net Banking ensures seamless, cost-effective transfers. Embrace the convenience of IMPS for real-time, hassle-free fund transfers across India.