Allahabad Bank Bengaluru
Last Updated : Jan. 11, 2019, 5:44 p.m.
About Allahabad Bank
With over 3,071 branches nestled at various cities, there is no denying the fact that Allahabad Bank is a name which you can trust. This public sector with its exclusive and diverse range of financial products has already won the hearts of many. This nationalized bank was established in the year 1865 with an endeavor to give an enjoyable banking experience to all its valuable customers. And, the best thing about this bank is the fact that since its inception it has never disappointed anyone and since then ensuring that people get the best of best experience.
The bank with its headquarters in Kolkata makes sure to reach out all its valuable customers so as to fulfill their diverse needs related to any sort of credit loan product, corporate banking, social banking, MSME banking and what not. Moreover, one of the interesting facts about this lender is the fact that it is the oldest joint stock bank in India, offering endless services to all. As a result, the people of Bengaluru don’t look any further when it comes to availing any sort of financial service or product. However, if you are looking for something more, reading this page is worthy for you.
Allahabad Bank Bengaluru Branches
Branch Name | Address | IFSC Code | MICR | Customer Care |
---|---|---|---|---|
K. G. Road | No. 2, Fkcci Building , K G Road , Bangalore | ALLA0210217 | 560010002 | 080-22262064/ 080-22261599 |
Bangalore Basavangudi | 121, Rm Complex, Dr.D.V.Gundappa Road, Basavangudi, Bangalore - 560004 | ALLA0210326 | 560010003 | 080-26679442 |
Bangalore Tasker Town | 180, Shivaji Road, Shivaji Nagar, Bangalore - 560051 | ALLA0211155 | 560010004 | 080-22865251 |
Bangalore Jayanagar | 1540/22, 39 E - Cross, 22 Main Road, 4Th T Block, Jayanagar Dist - Bangalore, Pin - 560041 | ALLA0211819 | 560010005 | 080-22442627 |
Bangalore Hanumanthnagar | Bms Engg. College Campus, Hanumanthnagar, Bangalore Karnataka 560019 | ALLA0212011 | 560010007 | 080-26675727 |
Avalahalli | Bms Institute Of Technology, Doodaballarpur Main Road, Vill. Avalahalli, Singanayakan Halli Post, Yelahanka Karnataka 560064 | ALLA0212019 | 560010009 | 080-28567784 |
Bangalore Btm Layout | 947, 16Th Main Road, 2Nd Stage, Btm Layout, Bangalore - 560076 | ALLA0212029 | 560010008 | 080-26781875 |
Kalyan Nagar | No - 806, 5Th A - Cross 1St Block, H.R.B.R. Layout, Kalyan Nagar Dist. Bangalore Karnataka 560043 | ALLA0212106 | 560010010 | 080-25454186 |
IFB Bangalore | N - 603, North Block, Manipal Centre, #47, Dickenson Road, Bangalore - 560042 | ALLA0212292 | 560010011 | 080-25590985/25590987 |
Banasankari Bangalore | 297, 100Ft Ring Road, Banasankari, 3Rd Stage, Bangalore - 560085 | ALLA0212314 | 560010012 | 080-26798444 |
Dharwad | Bikkannava Bldg, Near Kittel College, Pune Bangalore Road, Dharwad - 580001 | ALLA0212333 | 580010003 | 0836-2445100 |
HSR Layout Bangalore | #1237, 5Th Main Road, 7Th Sector, Hrs Layout Pin 560102 | ALLA0212350 | 560010013 | 080-25720403 |
Devanahalli | Giddibagilu , Railway Station Road, Behind New Bus Stand, Devanahalli, Distt Bangalore Rural, Karnataka 561120 | ALLA0212354 | 560010015 | |
Service Branch Bangalore | Service Branch Bangalore, 13/8 Subedhar Chattra Road, Ganesh Complex, 2Nd Floor Bangalore Karnataka, Pin: 560009 | ALLA0211944 | 080-22372928 | |
Vijayanagar Bangalore | Jlr Plaza, 24 Nhbc Society, Nagarbavi Main Road, Saraswati Nagar, Bangalore, Karnataka | ALLA0212459 | 560010016 | 080-23408893 |
Rajanagar Bangalore | 136, Dr. Rajkumar Road, 1St Block, Rajajinagar, Bangalore - 560010 | ALLA0212547 | 560010018 | 9611668040, 080-23326060 |
Sahakar Nagar | 1585, B-Block, 60 Feet Road, Sahakar Nagar, Opp To Diva Medical, Near Ganesh Temple-560092 | ALLA0212671 | 560010021 | 9980003331, |
R T Nagar | R.T Nagar , 324 By 62 Bellary Main Road, Ganga Nagar, Rt Nagar Bangalore 560032 | ALLA0212672 | 560010019 | 7676357104 |
Rajarajeshwari Nagar | Rajarajeshwari Nagar , 127, 9Th Main Road , Near Nimishamba Temple, Ideal Home, R.R Nagar, Bangalore 560098, Karnataka | ALLA0212673 | 560010020 | 9008415043 |
Yehlanka New Town | No 800, M.I.G, Mother Dairy Road, Yelahanka New Town, Bangalore, Karnataka | ALLA0212674 | 560010022 | 9986878593 |
Borpatla | Borpatla, Hathnoora, Medak, Andhra Pradesh, Pin- 502296 | ALLA0212677 | 9491948454 | |
Thiruvalla | Erinjery Building, Mc Road, Ramanchira, Thiruvalla-689107 | ALLA0212716 | 689010002 | 9539257043 |
Chamrajpet | No: 270, Albert Victor Road, 1St Main Road, Chamrajpet, Bangalore | ALLA0212717 | 560010023 | 8762830631 |
Malleshwaram | No 62 Ganesh Complex, 6Th Cross Malleshwaram, Bangalore -560003 | ALLA0212729 | 560010024 | |
Jp Nagar Sarrakki | G. R. Plaza, No. 6, 24Th Main Road, Jp Nagar, 5Th Phase, 560078 | ALLA0212728 | 560010029 | 9880125643 |
Indranagar | No-395, Cmh Road, Indiranagar, 560038 | ALLA0212831 | 560010025 | 9482133551 |
Nagarbhavi | No. 702, 2Nd Main, 2Nd Stage, 11Th Block, Nagarbhavi, 560072 | ALLA0212865 | 560010028 | |
Kamalanagar | Kamala Nagar No.353 By A-354, West Of Chord, 3Rd Stage, 4Th Block, Basaveshwaranagar, Bangalore - 79 | ALLA0212866 | 560010026 | 8880557729 |
K R Puram | No.6 & 33, Ss Complex, Ayyappanagar, Devasandra Main Road, Kr Puram, Bangalore - 36 | ALLA0212867 | 560010027 | 9482585670 |
Pala | Allahabad Bank , Ward No.Xix Block No.80, Puliyanoor Village, Meenachil Taluk Pala -686574 Kottayam | ALLA0212830 | 686010302 | 8089215004 |
Bannerghatta | Hulimavu Arekere, Bommanhalli, Bannerghatta Road, Bangalore-560076 | ALLA0212940 | 560010030 | 961167505 |
Hennur Road | Allahabad Bank, 161By 2 Sri Hanumakka Patel Ramaiah Complex, Hennur Bangalore Road, Kothanpur Post, Bangalore, Karnataka 560077 | ALLA0212941 | 560010031 | 9886036351 |
Chikballapur | Shivari Plaza, No 2444 By 1, Near Milk Dairy, Vapasandra, Chikkaballapur, Pin 562101 | ALLA0212942 | 562010002 | 8970721199 |
Ramnagara | Allahabad Bank Nanjudeshwara Building, B M Road, Vinayak Nagar, Ramnagara, Karnataka 562159 | ALLA0212943 | 571010552 | 9986964583 |
Somanahalli | No.83, Near Bm Tc Bus Stand, Somanahalli-560082, Bangalore Urban District | ALLA0213258 | 560010032 | 8105628321 |
Gangavathi | 5-6, Arikeri Chidanadappa Complex, Opposite Sbm, Koppal Road, Gangavathi | ALLA0213285 | 583010302 | 8970721199 |
Products Offered by Allahabad Bank in Bengaluru
Allahabad bank different financial products such as education loan, personal loan, home loan and car loan to meet your multiple needs. However, as far availing these products are concerned, you just need to read the table below, wherein you will get to know the eligibility of each product in detail.
Basic Details of Allahabad Bank Loans
Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
---|---|---|---|---|---|
Home Loan | The minimum age of the applicant at the time of availing the loan should be 21 years. The maximum age of the applicant at the time of loan maturity should be 70 years. An individual must have a regular source of income to liquidate the loans. The housing loan to HUF will not be considered. The employees who have availed housing loan from their own organizations may also avail housing loan from the bank. | 8.75% - 9.90% | Up to ₹500 Lakh(depends on combined income) | 30 Years | 0.40% of the loan amount, maximum ₹17,250 |
Personal Loan | Pensioners: Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75. Doctors: Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan. | 10.00% - 15.00% | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less | 48-60 Months | Nil-1.22% of loan Minimum ₹614 |
Car Loan | Salaried Person :Minimum gross monthly income of ₹ 25,000/- Agriculturist : Minimum 5 acres of irrigated land holding Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived. Retired individuals : Drawing monthly pension of ₹ 15,000/= and above. Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan | 8.05% Onwards | Maximum of 3 times of Net Annual Income / Net Annual Salary. Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower | For New Vehicle : Individuals: Maximum 84 Months For Firm/ Companies: Maximum 60 Months For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
Property Loan | Minimum 21 years & maximum 70 years at the time of sanction of loan. In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old. Individual: Income should be minimum ₹1.20 Lacs per annum. Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed. In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year. In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different. | 14.1% | ₹5.00 Lakh-200.00 Lakh | 108 Months | Above ₹150 Lac: 0.31%, Min ₹92115 |
Education Loan | Studies in India (Indicative list): Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc. Studies abroad: For job oriented professional/ technical courses offered by reputed universities. | 8.95%-10.6% | Study in India: Up to ₹20 Lakh depending on the Institute. Study abroad: ₹50 Lakh | Upto 15 Years | For studies in India For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/- For studies abroad For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/- |
Documents Required
Product | Documents |
---|---|
Home Loan | Duly Signed Application Form with Photograph ID Proof Residence Proof Processing Fee Cheque Latest Bank Statements Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc. Salaried Applicants: Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years Last 3 Years ITR with Computation of Income Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account Self-employed Applicants: ITR of Last 2-3 Years Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years |
Personal Loan | Salaried: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 months salary – slips Form 16 or Income Tax Returns Self-employed: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
Car Loan | Duly signed application form Photographs ID Proof Age Proof Income Proof Residence Proof RC Copy Used Car-Valuation Copy Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration Utility bills of shops and establishments, etc. |
Property Loan | Salaried Customers Loan application form with passport size photographs Proof of identity and residence proof Current bank statement and latest salary slip PAN Card / Form 60 Last 6 months bank transactions statement Cheque for the processing fee Self Employed Professionals Complete loan application form with passport size photographs Address proof and identity proof Current bank statement and latest salary slip Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets Last 6 months bank transactions statement Cheque for the processing fee Self Employed Businessman Loan against property application form with passport size photographs Proof of identity and proof of address Current bank statement and latest salary slip Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business) Last 6 months bank transactions statement Cheque for the processing fee |
Education Loan | Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any. Attested copies of age proof, residence proof and birth date. Self attested passport size photograph of applicant, co applicants and guarantor. Copy of degree certificates and mark-sheet of previous qualified course Income proof/latest tax return of co applicants, parents, guarantor (if any). Details of collateral security along with government approved valuation certificate (if any). Bank account statement of applicant, copy of passport and visa in case of abroad. |