Axis Bank Car Loan in Gurugram
Last Updated : Jan. 11, 2019, 5:48 p.m.
About Axis Bank Car Loan Gurugram
The Cyber City Gurugram is quite a place to be in as it houses a large number of malls, food courts, and recreational centres, besides being a massive corporate hub. A home to a wide range of multinational companies, Gurugram is an ideal place for someone looking to make a career in the outsourcing profession. It also invites qualified IT professionals to feel the vibrancy of the city while strengthening their professional sojourn here. The rapid urbanization has made the city develop into an industrial and financial hub.
Looking at the presence of many corporates, the banks have lined themselves one after another to cater to the specific banking needs. If any bank that you can choose in Gurugram, it should be Axis Bank, which through its customized services, can serve your requirements in the best possible manner. Irrespective of the category of the customers, Axis Bank has an attractive offer to latch on to. Be it the corporate biggies or the normal retail clients, Axis Bank has a huge pipeline of financial products to rely upon. These products include both deposits and loans.
Of the loans offered by Axis Bank, you can choose a car loan from here. The car loans are available to both salaried and self-employed with a stable source of income. The interest rates are appealing and thus your desire for a pocket-friendly ride becomes a reality with Axis Bank car loan. On the processing part, the bank has kept things simple by disbursing the loan within 2 days to a week’s time provided there is no discrepancy in the documentation. Other costs like processing fee and prepayment fee are also important considerations while choosing the lender for a car loan. Want a comprehensive information on Axis Bank car loan? Take a look at the details below.
Axis Bank Car Loan Gurugram at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 7.45% - 14.50% |
| Loan Amount | Upto 85% of on-road price (New Cars) Upto 80% of the valuation amount (Used Cars) |
| Tenure | Upto 7 Years (New Cars) Upto 5 Years (Used Cars) |
| Processing Fee | ₹ 3,500-5,500 (Both New & Used Cars) |
| Pre-payment Charges | 5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement |
Eligibility Criteria
Below are the eligibility criteria that you should consider to get your car loan application approved.
- Salaried would have to attain a minimum age of 21 years to apply for a car loan. While by the loan expires, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
- Minimum net annual income should be ₹ 1,80,000-2,40,000.
- While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.
Documents Required
For Salaried
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
- Pro-forma Invoice or Rate List
- Car Valuation Report In Case of Used Cars
- Duly Signed Loan Agreement Copy with RTO Set
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Photographs
For Self-employed
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
- Pro-forma Invoice or Rate List
- Car Valuation Report In Case of Used Cars
- Duly Signed Loan Agreement Copy with RTO Set
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Photographs
Looking for additional information? Visit Car Loan Gurugram
Branch Addresses of Axis Bank Car Loan in Gurugram
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Gurugram | Sco - 29, Sector - 14, Near Huda Office, Old Delhi - Gurugram Rd, 122001 | UTIB0000056 | 110211008 | 0124-2339019/20, 2221930/31, 2223289, 4084148/49, 4084151/52 |
| DLF - Gurugram | Sg - 21 & 22, Galleria Shopping Mall, Phase - Iv, Dlf Qutab Enclave Complex, 122002 Haryana | UTIB0000131 | 110211019 | 0124-4050595-97 |
| M G Road, Gurugram | Shop. No 03, 03 (A), 04 & 05, Mega City Mall, M.G. Road, Gurugram, 122001 | UTIB0000540 | 110211047 | 0124-432 0500/ 02 |
| Sector 15, Gurugram | Sco 50 & 51, Old Judicial Complex Civil Lines, Sector 15, Gurugram Haryana, Pin 122001 | UTIB0000791 | 110211066 | 0124 - 4226974/4226971/72/73 |
| Palam Vihar | Ground & First Floors Office Space No. 02 Surya’ S Palam Central, H Block Opp. Celebrity Towers Palam Vihar, Gurugram 122017 Haryana | UTIB0000707 | 110211060 | 0124-4212790/91/92/93 |
| Manesar | Shop No.34 To 36, 38, 39 And 64 To 69 Tower - J, Sector - 2, Imt Manesar Dist. Gurugram, Haryana 122050 | UTIB0000720 | 110211062 | 0124-2290376/77/78 |
| Sector 54, Gurugram | Ground Floor, Ninex Time Centre Sun City , Sector 54, Golf Course Road Gurugram, Haryana, Pin 122002 | UTIB0000846 | 110211070 | 0124-4014421/ 22/ 23 |
| New Railway Road | New Railway Roadbuilding No.1164/1, Shri J P Tower , Dayanand Colony, Opp. Fire Station, New Railway Road , Gurugram, Haryana, Pin 122 001 | UTIB0001081 | 110211078 | (0124) 4304257/ 8/ 9 / (0124) 4304260 |
| Gurugram Sec 49 | Gr. Floor, Shop No. 05A, 05B, 06A & 7, Universal Trader Tower, Main Sohna Road, Sector - 49, Gurugram - 122 101. Haryana | UTIB0001262 | 110211104 | 0124 - 4211 764 / 65 / 66 / 67 /68 0 |
| Gurugram Sec 10A | Gr. Floor & Basement S.C.O No. 20, Sector - 10 A, Nr. Hero Honda Chowk, Gurugram - 122 001. Haryana | UTIB0001264 | 110211103 | 0124 - 4211 759 / 56 / 51 / 52 / 53 0 |
| Sector 31, Gurugram | Ground Floor & Basement S.C.O No. 29, Sector 31 - 32 A, Urban Estate, Gurugram, Haryana - 122001 | UTIB0001359 | 110211099 | 98737 20950 0 |
| Sector 57, Gurugram | Ground Floor, Shop No.G - 01, G - 02, G - 03, Bestech Central Square , Block G, Sushant Lok, Phase Ii, Sector 57, Gurugram, Haryana, Pin 122101. | UTIB0001366 | 110211101 | (0124) 6461255/ 6/ 7/ 8 0 |
| Udyogvihar | Ground Floor, Unit No. 3, 4, 5, 6, 18, 19& 20, Plot No. B & B - 1, Enkay Tower, Vanijya Nikunj, Udyog Vihar Phase - 5, Nh - 8, Gurugram - 122016. Haryana | UTIB0001527 | 110211106 | 99998 64448 0 |
| Laxmi Bazar | Ground Floor, Khewat No. 788/769 Min.Khatuni No. 851 Min Khasra No 4601/488/1301/89/32 Laxmi Bazaar, Madanpuri Road , Vijay Park Gurugram 122001 Haryana | UTIB0001787 | 110211124 | |
| Gurugram Sec 46 | Ground Floor, First Floor And Basement, Sco No. 120 Sector 46 Gurugram 122001 | UTIB0001720 | 110211120 | |
| Corporate Credit Operations Hub | 504, 5Th Floor, Global Foyer, Golf Course Road, Sector - 43, Gurugram - 122002 (Haryana) | UTIB0001821 | 110211998 | 0124 - 4411500 |
| Sector-29, Gurugram | Ground Floor, Sco No. 314, Sector 29, Gurugram 122001, Haryana | UTIB0001970 | 110211140 | 0124 - 2570314 , 2571315, 0124 - 2574017, 18 / 0124 - 2574019 |
| Sector 22, Gurugram | Ground Floor And Basement, Sco/F 87, Sector 22, Huda Market, Gurugram, Haryana, Pin 122001 | UTIB0001911 | 110211133 | (0124) 4245260/61/62/63 , (0124) 4245264 |
| Pataudi | Upper Ground Floor, Khewat No. 74/75, Killa No.70/16/2(0-17), 232//3-15, Ward-3, Tawroo Road, Pataudi, Gurugram, Pin-122503 | UTIB0002453 | 110211150 | 8059019900 |
| Rosewood City | Ground Floor, Unit No. G-21, G-22, G-23 & G-24, Sector 49 & 50, Rosewood City, Eros City Square, Gurugram, Haryana, Pin 122001 | UTIB0002456 | 110211151 | 9873720950 |
| The Jhajjar Central Cooperative Bank Ltd | Mini Secretariat, Gurugram Road, Jhajjar | UTIB0JCCB01 | 124844052 | 01251-256263 |
| The Gurugram Central Cooperative Bank Limited | B.O. Jharsa Branch Manager, The Gurugram Central Cooperative Bank Ltd, Jharsa Gurugram | UTIB0SGCB02 | 8376801212 | |
| The Gurugram Central Cooperative Bank Limited | B.O. Wazirabad Branch Manager, The Gurugram Central Cooperative Bank Ltd, Wazirabad Gurugram | UTIB0SGCB03 | 8376801213 | |
| The Gurugram Central Cooperative Bank Limited | B.O. Dundahera Branch Manager, The Gurugram Central Cooperative Bank Ltd, Dundahera | UTIB0SGCB04 | 8376801214 | |
| The Gurugram Central Cooperative Bank Limited | B.O. Mandikhera, Branch Manager, The Gurugram Central Cooperative Bank Ltd, Distt- Mewat, Haryana | UTIB0SGCB17 | 8376801237 | |
| The Gurugram Central Cooperative Bank Limited | B.O. Jamalgarh Branch Manager, The Gurugram Central Cooperative Bank Ltd, Distt- Mewat, Haryana | UTIB0SGCB20 | 8376801241 |