Axis Bank Home Loan in Bhubaneswar

About Axis Bank Home Loan Bhubaneswar

At Bhubaneswar, the noise of temple bells becomes louder, one gets dazzled by the spectacular artifacts and tempted to explore the sea water just a few kilometers away from the city. These are some of the many experiences you can have if you are living in the city of Bhubaneswar or planning to be there in the future. However, the definition of Bhubaneswar is not confined to the art and culture alone. It expands and reaches to the territory of educational institutions that call all the aspirants to take an admission here and give their career a top flight. Plus, the city also sees the constant growth of business and due to that, the World Bank ranked Bhubaneswar as the best place to do business in India in its 2014 report.

The banks play a big role in enriching the lives of people in Bhubaneswar as they are all around the city’s terrain. Axis Bank has also emerged out to be a notable banker taking good care of the people’s financial lives in Bhubaneswar. Doesn’t matter you are a regular retail customer or a top company executive, the bank has a distinct set of products aptly designed for your taste and wallet. The appetite to serve the customers efficiently has allowed the bank to earn the status of a top banker in India as well as Bhubaneswar. Today, it holds strong grounds in the areas of corporate banking, personal banking, international banking, among others, to keep you interested.

The banks’ products are engineered from time to time to stay in line with the rapidly changing consumer behaviour in Bhubaneswar. Having a home in Bhubaneswar could well be your dream. And, you can realize the same applying for a home loan at  Axis Bank. Critical factors like interest rate, the quantum of finance, loan processing, and others are appealing to the masses staying in Bhubaneswar.

Axis Bank Home Loan Bhubaneswar at a Glance

ParticularsDetails
Interest Rate8.85% - 9.10%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Get an idea of the home loan below for a smooth approval of the application at Axis Bank in Bhubaneswar.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documentation

For Salaried

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport

  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

For Self-employed

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
  • Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

Check Home Loan Bhubaneswar for more information

Axis Bank Home Loan Bhubaneswar Branches

Branch NameComplete AddressIFSCMICRCustomer Care
BhubaneshwarArchbishops House Satyanagar, 751007UTIB00000247512110020674-2522136/137
ChandrasekharpurPlot No - 7, District Centre Chandrasekharpur, 751016UTIB00003817512110030674-274 4880/274 1866/274 1867
Kalpana SquareHotel Pushpak Kalpana Square, 751014UTIB0000438751211004 0657-2508 253
Shastri NagarGr Fl Plot No 910 9171845 Khata No 409366 Bidyut Marg Madhusudan Nagar Unit Iv Bhubaneswar 751012UTIB00030897512110209861156572
CPRF SquareStewart School Cprf Square Bhubaneswar 751012UTIB0000551751211005 0674-256 5156/ 5449
Bhubaneswar (Service Branch)Plot No. A/69, Ground & First Floor Mallick Commercial Complex Kharvel Nagar, Bhubaneswar 751001 Dist. Khurda, OrissaUTIB0000683751211001(0674) 23805866/6546986
RasulgarhPlot No.1184/2182, Bamikhal, Rasulgarh, Bhubaneswar , Orissa, Pin 751 010UTIB0001070751211007(0674) 2583122(D)/222/ 422/ 522 / (0674) 2583322
SamantarapurPlot No.560, Lewis Road, Samantrapur, Ps:Lingaraj, Bhubaneswar , Orissa, Pin 751002UTIB0001127751211008(0674) 2341411/611 / (0674) 2341911
JanpathUpper And Lower Ground Floor, Royale Hotels Pvt Ltd, 52/53 Janpath, Ashok Nagar, Bhubaneswar, Dist.Khurdha, Orissa, Pin 751009UTIB0001862751211011(0674) 2530320/720/820 , (0674) 2530750
Sahid NagarGround And First Floor, 74-Sahid Nagar 6, Prince Anwar Shah Connector, Kolkata, West Bengal, Pin 700078UTIB00018957002110869830657106
MancheswarAm-34, Ground Floor, V.S.S.Nagar, Bhubaneswar, Dist.Khurda, Orissa, Pin 751007UTIB0001973751211012(0674) 2583171 / (0674) 2583171
KalarhangaPlot No 1890, Vill & Po. Kalarahanga, Ps:- Mancheswar, Kalarahanga, Dist.Khurdha, Orissa, Pin 751024UTIB000205275121101406742728052/252 , 06742728552
BasuaghaiBasuaghai, In Fornt Of Siridi Sai Temple, Tankapani Road, Dist. Khurda, Orissa, Pin 751002UTIB00020537512110136742381780
JagamaraGround Floor, Plot No: 10, Jagamara, Bhubaneswar, Dist.Khurda, Orissa, Pin 751030UTIB0002290751211015(0674) 2350030/31
SampurGround & First Floor, Plot No: 799/1340, Sampur, Bhubaneswar, Po: Ghatikia, Dist.Khurda, Near Sum Hospital, Ps: Khandagiri, Orissa, Pin 751003UTIB00025027512110169437306564

 

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