Axis Bank Home Loan Chandigarh - Rates March 2024, Eligibility, EMI, IFSC

Axis Bank Home Loan in Chandigarh

About Axis Bank Home Loan Chandigarh

Axis Bank, with an experience of 23 years in the banking space, offers a variety of home loan products to suit your needs in the city of Chandigarh. The 1994-founded bank offers a home loan for the purpose of buying, constructing, renovating, extending the housing units. Want to how the home loan offers stack up at Axis Bank in your city Chandigarh? Check out the table below.

Axis Bank Home Loan Chandigarh at a Glance

ParticularsDetails
Interest Rate8.75% - 9.15%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Check out the points of home loan eligibility at Axis Bank in Chandigarh below before applying to avoid unnecessary rejection of the loan application.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documentation

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs

Check for more information in Home Loan Chandigarh

Axis Bank Home Loan Chandigarh Branches

Branch NameComplete AddressIFSCMICRCustomer Care
ChandigarhSco 20 - 21 - 22 Sector 34 - A, 160022UTIB00000411602110010172-4601401-03
Madhya Marg BranchSco 41 - 42, Mm 8 - C, Chandigarh, 160008UTIB00003021602110050172-278 4076/77/78
Manimajra BranchSco No. 916, Pocket No.6 Chandigarh - Shimla Road, Chandigarh, 160101UTIB00004801602110070172-461 7306/ 07
Sector - 17, ChandigarhJeevan Prakash Bldg, Sector 17 - B, Chandigarh, 160017UTIB00005201602110080172-5062917
Sector 38, ChandigarhAxis Bank Ltd, Ground Floor & Basement, Sco 168 & 169, Sector - 38 C & D, Chandigarh - 160036UTIB000147216021101398883 19023 0
Sector 16, ChandigarhAxis Bank Ltd, Sco No. 1, Sector - 16 D, Chandigarh - 160015.UTIB0001518160211014097800 90039 0
Premium BranchAxis Bank Ltd Ground Floor And Basement, Sco 139, 140, 141, And 142 Sector 9C, Madhyamarg, ChandigarhUTIB000162916021101691- 9815889881 0
Sector 32, ChandigarhGround Floor And Basement, Sco - 61, Sector - 32 C, Chandigarh, Pin 160032UTIB0001606160211015(0172) 4411341 / 42 (0172) 4411343
Service Branch, ChandigarhSco 369-370, Third Floor, Sector 34A, Chandigarh, Pin 160022UTIB0000841160211001
Sector 22Ground Floor, Sco No.1006- 1007, Sector 22 B, Chandigarh, Pin 160022UTIB0001791160211027(0172) 5036070/71/72
SarsiniGround Floor, Khasra No.1029 (3-3), 1030(3-7), 1031(3-10), Village-Sarsini, Tehsil-Derabassi, Distt-Mohali, Punjab, Pin 140507UTIB00018761602110299646000886
BansepurGround Floor, Khasra No. 41, Khewat No. 3, Khatauni No. 3, Tehsil Kharar, Village Bansepur, Dist. Mohali, Punjab, Pin 160014UTIB00021651602110338054705202
The Punjab State Co-Op BankSco 175-187 Sector 34, ChandigarhUTIB0PSCB011603500010172-5067018 / 0172-5067018

 

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%