Axis Bank Home Loan Guwahati - IFSC, Rates March 2024, EMI, Eligibility

Axis Bank Home Loan in Guwahati

About Axis Bank Home Loan Guwahati

Axis Bank, a premier private lender with more than 3,000 branches and 13,000 ATMs across India, gives a new string to home dreamers in Guwahati, the capital of Assam. The home loans can be availed for several purposes such as the purchase, construction, renovation and extension of a house in the city of Guwahati. So, check out what Axis Bank has in store for you when it comes to availing a home loan in Guwahati.

Axis Bank Home Loan Guwahati at a Glance

Interest Rate8.75% - 9.15%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Do check out the points below for a smooth approval of your home loan application at Axis Bank in Guwahati.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documents Required

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

Check for more information in Home Loan Guwahati

Axis Bank Home Loan Guwahati Branches

Branch NameComplete AddressIFSCMICRCustomer Care
GuwahatiChibber House G S Road, Dispur, 781005UTIB00001407812110020361-2340522
PaltanbazarCommercial Building A T Road, 781001UTIB00003757812110030361-273 4035/ 37/ 38
Fancy Bazar, AssamFancy Bazar, Ss Road Guwahati 781001 , AssamUTIB00006087812110040361-273 0209/ 11
NoonmatiD & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021UTIB00007227812110050361 - 2650238/2650239/2650243/44
Beltola, GuwahatiMegha Plaza, Basistha Chariali Beltola, Guwahati, Dist. Kamrup Assam, Pin 781029UTIB00008607812110060361- 2306221/ 25/ 28/ 29/ 30
Khanapara1 St Floor, Six Mile, Milestone Building, G.S. Road , Khanapara, Dist.Kamrup, Guwahati , Assam , Pin 781022.UTIB0001297781211007(0361)2339970/71 (0361) 2339972
Zoo RoadFirst Floor, Parnil Palace, Zoo Road, Tiniali, Guwahati, Dist.Kamrup Metro, Assam , Pin 781024.UTIB0001298781211008(0361) 22019/84/85/86 (0361) 2201880
SilpukhuriLakshmi Service Station, Gnb Road Silpukhuri, Dist.Kamrup Metro , Assam , Pin 781003UTIB0001442781211009(0361) 2669821/ 24/ 25 (0361) 2669823
Service Branch, GuwahatiPaltan Bazar Branch Annexe, Commercial Building , A T Road , Guwahati, Dist. Kamrup , Assam , Pin 781001UTIB0001190781211001(0361) 2735516 9435040220
MaligaonMaligaon Charili, Near Overbridge, Guwahati, Dist. Kamrup Metro, Assam, Pin 7810011UTIB0001669781211010
HatigaonGround & 1St Floor " Integrity Towers" , Flower Lane Near Little Flower High School, Hatigaon Guwahati-781038UTIB00021817812110110361-2620074/75/76/78/79-

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%