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About Axis Bank Home Loan Guwahati
Axis Bank, a premier private lender with more than 3,000 branches and 13,000 ATMs across India, gives a new string to home dreamers in Guwahati, the capital of Assam. The home loans can be availed for several purposes such as the purchase, construction, renovation and extension of a house in the city of Guwahati. So, check out what Axis Bank has in store for you when it comes to availing a home loan in Guwahati.
Axis Bank Home Loan Guwahati at a Glance
|Interest Rate||7.75% - 8.55%|
|Loan Amount||Upto ₹ 1.5 Cr|
|Tenure||Upto 30 Years|
|Processing Fee||Upto 1% of the loan amount|
|Pre-payment Charges||Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable|
Do check out the points below for a smooth approval of your home loan application at Axis Bank in Guwahati.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Check for more information in Home Loan Guwahati
Axis Bank Home Loan Guwahati Branches
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Guwahati||Chibber House G S Road, Dispur, 781005||UTIB0000140||781211002||0361-2340522|
|Paltanbazar||Commercial Building A T Road, 781001||UTIB0000375||781211003||0361-273 4035/ 37/ 38|
|Fancy Bazar, Assam||Fancy Bazar, Ss Road Guwahati 781001 , Assam||UTIB0000608||781211004||0361-273 0209/ 11|
|Noonmati||D & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021||UTIB0000722||781211005||0361 - 2650238/2650239/2650243/44|
|Beltola, Guwahati||Megha Plaza, Basistha Chariali Beltola, Guwahati, Dist. Kamrup Assam, Pin 781029||UTIB0000860||781211006||0361- 2306221/ 25/ 28/ 29/ 30|
|Khanapara||1 St Floor, Six Mile, Milestone Building, G.S. Road , Khanapara, Dist.Kamrup, Guwahati , Assam , Pin 781022.||UTIB0001297||781211007||(0361)2339970/71 (0361) 2339972|
|Zoo Road||First Floor, Parnil Palace, Zoo Road, Tiniali, Guwahati, Dist.Kamrup Metro, Assam , Pin 781024.||UTIB0001298||781211008||(0361) 22019/84/85/86 (0361) 2201880|
|Silpukhuri||Lakshmi Service Station, Gnb Road Silpukhuri, Dist.Kamrup Metro , Assam , Pin 781003||UTIB0001442||781211009||(0361) 2669821/ 24/ 25 (0361) 2669823|
|Service Branch, Guwahati||Paltan Bazar Branch Annexe, Commercial Building , A T Road , Guwahati, Dist. Kamrup , Assam , Pin 781001||UTIB0001190||781211001||(0361) 2735516 9435040220|
|Maligaon||Maligaon Charili, Near Overbridge, Guwahati, Dist. Kamrup Metro, Assam, Pin 7810011||UTIB0001669||781211010|
|Hatigaon||Ground & 1St Floor " Integrity Towers" , Flower Lane Near Little Flower High School, Hatigaon Guwahati-781038||UTIB0002181||781211011||0361-2620074/75/76/78/79-|