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About Axis Bank Home Loan Kolkata
Axis Bank, a private lender with more than 3,000 branches and 13,000 ATMs, has been a revelation for the people of Kolkata ever since its inception in 1994. The Kolkatans are enjoying a wide range of financial services such as a home loan, which is given for the purchase, construction, renovation and extension of a housing unit in Kolkata.
Axis Bank Home Loan Kolkata at a Glance
|Interest Rate||6.75% - 7.20%|
|Loan Amount||Upto ₹ 1.5 Cr|
|Tenure||Upto 30 Years|
|Processing Fee||Upto 1% of the loan amount|
|Pre-payment Charges||Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable|
Keep in mind the eligibility criteria for accessing the home loan of Axis Bank in Kolkata before applying for the same. You can get a sight of the eligibility below.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Check for more information in Home Loan Kolkata
Axis Bank Home Loan Kolkata Branches
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