Axis Bank Home Loan in Kolkata

About Axis Bank Home Loan Kolkata

Axis Bank, a private lender with more than 3,000 branches and 13,000 ATMs, has been a revelation for the people of Kolkata ever since its inception in 1994. The Kolkatans are enjoying a wide range of financial services such as a home loan, which is given for the purchase, construction, renovation and extension of a housing unit in Kolkata.

Axis Bank Home Loan Kolkata at a Glance

ParticularsDetails
Interest Rate8.50% - 8.85%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Keep in mind the eligibility criteria for accessing the home loan of Axis Bank in Kolkata before applying for the same. You can get a sight of the eligibility below.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documents Required

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs

Check for more information in Home Loan Kolkata

Axis Bank Home Loan Kolkata Branches

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