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About Axis Bank Home Loan Lucknow
Axis Bank, the third largest private bank of India, is proving out to be an ideal foil for the home loan seekers in the city of Nawab Lucknow. The bank, ever since its inception, has been keeping a close on the home loan requirements of the people in Lucknow by launching attractive offers at lower interest rates, simple and easy documentation.
Axis bank Home Loan Lucknow at a Glance
|Interest Rate||8.85% - 9.10%|
|Loan Amount||Upto ₹ 1.5 Cr|
|Tenure||Upto 30 Years|
|Processing Fee||Upto 1% of the loan amount|
|Pre-payment Charges||Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable|
For accessing the home loan from Axis Bank in Lucknow, you need to conform to the points below. So, check out these points and enjoy a smooth home loan approval by the bank.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Check for more information in Home Loan Lucknow
Axis Bank Home Loan Lucknow Branches
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