Bajaj Finserv Personal Loan in Chandigarh

 Address of Bajaj Finserv Branches in Chandigarh

Branch Name Complete Address Customer Care
Sector - 26, Chandigarh1St And 2Nd Floor, Plot No Sco - 26, Sector - 26, Chandigarh - 160 002. - 160002,Chandigarh
020 3957 4151

Bajaj Finserv Personal Loan Interest Rates in Chandigarh

ParticularsDetails
Interest Rate (in p.a.)10.99% - 16.00%
Loan AmountUpto ₹ 25 Lakh
Tenure5 Years
Processing Fee1% - 2% of the loan amount
Part Pre- payment ChargesNil
Foreclosure ChargesNil

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Bajaj Finserv Personal Loan EMI Calculator

Want to avail a personal loan, don’t know how to calculate your EMIs? Nothing to worry as Bajaj Finserv personal loan EMI Calculator is there to help. This smart and time-saving tool with its simple algorithm and fastest functioning gives you the instant results. All you need to do is just feed few credentials-Loan Amount, Interest Rate and Tenure. And, within few seconds, the device fetches the results and let you know about your EMIs, Interest Outgo and Total Amount Payable in a few seconds.

For your better understanding, take a look at the table below, showing the calculations of a loan amount of ₹2 Lakh, taken for a tenure of 5 years at an interest rate of 11.99% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00011.99%1₹ 17,769₹ 13,226₹ 2,13,226
₹ 2,00,00011.99%2₹ 9414₹ 25,930₹ 2,25,930
₹ 2,00,00011.99%3₹ 6642₹ 39,109₹ 2,39,109
₹ 2,00,00011.99%4₹ 5266₹ 52,758₹ 2,52,758
₹ 2,00,00011.99%5₹ 4448₹ 66,873₹ 2,66,873

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 31,064₹ 22,310₹ 1,68,935
2₹ 35,001₹ 18,373₹ 1,33,933
3₹ 39,436₹ 13,938₹ 94,497
4₹ 44,433₹ 8941₹ 50,063
5₹ 50,107₹ 3311₹ 0

Eligibility Criteria

  • If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.
  • Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.
  • People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.
  • Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.

Documents Required

  • Financials: Salary slips of the last 2 months
  • Bank Statements: Salary account bank statement of the last 3 months
  • Employment Proof: Employee ID card
  • KYC:
  • Proof of Identity: Passport / Voters ID card / Driving license / PAN card
  • Proof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

Know More About Personal Loan Chandigarh

 About Bajaj Finserv Personal Loan in Chandigarh

The beautiful city of Chandigarh is calling those who are in urgent need of finances. Yes, if you want to avail the credit , don’t worry as Bajaj Finserv Chandigarh with its best of personal loan makes sure to cater the needs of one and all in the best possible way. So, avail this credit facility today!

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Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator