Bajaj Finserv Personal Loan Chandigarh - Eligibility, Rates March 2024, EMI, IFSC

Bajaj Finserv Personal Loan in Chandigarh

About Bajaj Finserv Personal Loan in Chandigarh

The beautiful city of Chandigarh is calling those who are in urgent need of finances. Yes, if you want to avail the credit , don’t worry as Bajaj Finserv Chandigarh with its best of personal loan makes sure to cater the needs of one and all in the best possible way. So, avail this credit facility today!

Apply Bajaj Personal Loan @ 13.00%* Rate

Address of Bajaj Finserv Branches in Chandigarh

Branch Name Complete Address Customer Care
Sector - 26, Chandigarh1St And 2Nd Floor, Plot No Sco - 26, Sector - 26, Chandigarh - 160 002. - 160002,Chandigarh
020 3957 4151

Bajaj Finserv Personal Loan Interest Rates in Chandigarh

Interest Rate11.00% Onwards
Loan AmountUp to INR 25 lakh
Loan Tenure12-60 months
Processing Fee1-1.5% of loan amount + GST
Prepayment ChargesUpto 4% post 1st EMI clearance
Part prepayment Charges2% on part-payment amount paid+GST

Bajaj Finserv Personal Loan EMI Calculator

Want to avail a personal loan, don’t know how to calculate your EMIs? Nothing to worry as Bajaj Finserv personal loan EMI Calculator is there to help. This smart and time-saving tool with its simple algorithm and fastest functioning gives you the instant results. All you need to do is just feed few credentials-Loan Amount, Interest Rate and Tenure. And, within few seconds, the device fetches the results and let you know about your EMIs, Interest Outgo and Total Amount Payable in a few seconds.

For your better understanding, take a look at the table below, showing the calculations of a loan amount of ₹2 Lakh, taken for a tenure of 5 years at an interest rate of 11.99% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00011.99%1₹ 17,769₹ 13,226₹ 2,13,226
₹ 2,00,00011.99%2₹ 9414₹ 25,930₹ 2,25,930
₹ 2,00,00011.99%3₹ 6642₹ 39,109₹ 2,39,109
₹ 2,00,00011.99%4₹ 5266₹ 52,758₹ 2,52,758
₹ 2,00,00011.99%5₹ 4448₹ 66,873₹ 2,66,873

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 31,064₹ 22,310₹ 1,68,935
2₹ 35,001₹ 18,373₹ 1,33,933
3₹ 39,436₹ 13,938₹ 94,497
4₹ 44,433₹ 8941₹ 50,063
5₹ 50,107₹ 3311₹ 0

Eligibility Criteria

  • If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.
  • Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of INR 40,000.
  • People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of INR 35,000.
  • Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of INR 30,000.

Documents Required

  • Financials: Salary slips of the last 2 months
  • Bank Statements: Salary account bank statement of the last 3 months
  • Employment Proof: Employee ID card
  • Proof of Identity: Passport / Voters ID card / Driving license / PAN card
  • Proof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%