Bandhan Bank Home Loan in Bhubaneswar

About Bandhan Bank Home Loan Bhubaneswar

Bandhan Bank, which was earlier a finance company, got converted into a bank in 2015 in a star studded inception ceremony attended by many dignitaries including the Finance Minister Arun Jaitley. The Kolkata-headquartered bank has a wide range of products like a home loan, which enables many to buy their dream home across the country. It also has a presence in your city Bhubaneswar, a place full of temples to get yourself in peace.

Bandhan Bank Home Loan Bhubaneswar at a Glance

ParticularsDetails
Interest Rate12.41% - 13.72%
Loan AmountBased on your income and repayment capacity
Loan TenureUpto 15 Years
Processing Fee1% of the loan amount plus applicable service tax
Prepayment ChargesNIL for floating rate loan

2%-4% of principal outstanding in the case of fixed rate loan

Eligibility Criteria

  • Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Bhubaneswar.
  • The minimum age by which you are eligible for a home loan is 23 years. At the time of loan maturity, you need to make sure you are within 65 years.

Documents Checklist to Apply for a Home Loan at Bandhan Bank in Bhubaneswar

You need to be clear of the documents that you need to submit for accessing a home loan at Bandhan Bank in Bhubaneswar. The documents are as follows.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Bhubaneswar

Bandhan Bank Home Loan Bhubaneswar Branches

Branch NameComplete AddressIFSCMICRContact 
KhurdaLTN 10, Janpath, P. O Satyanagar, Bhubaneshwar, District- Khurda, State-ODISHA-751001BDBL000103075175000366090909

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