Bandhan Bank Home Loan in Jammu

About Bandhan Bank Home Loan Jammu

Sometimes it is good to live in a small city like Jammu to be free from the noisy environment and enjoy the pleasant climate that this city presents. But to ensure a permanent stay in Jammu, a home loan is what can be a big help by eliminating the hassle of paying the property cost in one go with easy to pay Equated Monthly Installments (EMIs). Which bank to approach for a home loan? Bandhan Bank is one you can think of as it has been offering customized home loan to take you to your dream home in Jammu, located in Jammu & Kashmir.

Bandhan Bank Home Loan Jammu at a Glance

ParticularsDetails
Interest Rate12.41% - 13.72%
Loan AmountBased on your income and repayment capacity
Loan TenureUpto 15 Years
Processing Fee1% of the loan amount plus applicable service tax
Prepayment ChargesNIL for floating rate loan

2%-4% of principal outstanding in the case of fixed rate loan

Eligibility Criteria for Bandhan Bank Home Loan in Jammu

Keep the following factors in mind for a smooth approval of the home loan application by Bandhan Bank in Jammu.

  • Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Jammu.
  • Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.

Documents Needed to Avail a Home Loan at Bandhan Bank in Jammu

Be ready with the following documents to access a home loan at Bandhan Bank in Jammu. The documents include-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Jammu

Bandhan Bank Home Loan Jammu Branch

Branch NameComplete AddressIFSCMICRContact Detail
Residency RoadShop No 2 Ground And First Floor,New K.C Complex, Residency Road, Jammu, Jammu And Kashimr-180001BDBL00017301807500010191-66090909

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