Bandhan Bank Home Loan in Kochi

About Bandhan Bank Home Loan Kochi

Staying in a rented accommodation in Kochi? Want to be in your own home but do not have the 5 or 6-figure sum to suffice the payment in one go? Don’t worry and take a home loan from Bandhan Bank, which has increased its overall number of branches to over 700 from 501 at the time of its launch in 2015. Check out Bandhan Bank Home Loan in Kochi for a full disclosure.

Bandhan Bank Home Loan Kochi at a Glance

ParticularsDetails
Interest Rate10.38%
Loan AmountBased on your income and repayment capacity
Loan TenureUpto 15 Years
Processing Fee1% of the loan amount plus applicable service tax
Prepayment ChargesNIL for floating rate loan

2%-4% of principal outstanding in the case of fixed rate loan

Eligibility Criteria for Bandhan Bank Home Loan in Kochi

Keep the following factors in mind for a smooth approval of the home loan application by Bandhan Bank in Kochi.

  • Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Kochi.
  • Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.

Documents Required for Bandhan Bank Home Loan in Kochi

Be ready with the following documents to access a home loan at Bandhan Bank in Kochi. The documents include-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Kochi

Bandhan Bank Home Loan Kochi Branch

Branch NameComplete AddressIFSCMICRContact Detail
Edapally Chakkappan Centre, Edapally Pakkattapady Road, P.S Kalamasserry Kochi, Kerala-682024BDBL00016076827500020484-66090909

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