Bandhan Bank Home Loan Kolkata - Rates Dec 2023, IFSC, Eligibility, EMI

Bandhan Bank Home Loan in Kolkata

About Bandhan Bank Home Loan in Kolkata

The joyous city of Kolkata is a nice place to live and explore the beautiful locales here. From Howrah Bridge to wonderful shopping places like Park Street and others, Kolkata is a delight for people belonging to each walk of life. How about having your own home in Kolkata? How about approaching Bandhan Bank for a home loan? Well, to put things in perspective, Bandhan Bank runs its headquarters in Kolkata and having a maximum number of branches in the city.

Bandhan Bank Home Loan Kolkata at a Glance

Interest Rate8.65% - 13.00%
Loan AmountBased on your income and repayment capacity
Loan TenureUpto 15 Years
Processing Fee1% of the loan amount plus applicable service tax
Prepayment ChargesNIL for floating rate loan

2%-4% of principal outstanding in the case of fixed rate loan

Eligibility Criteria for Bandhan Bank Home Loan in Kolkata

Keep the following factors in mind for a smooth approval of the home loan application by Bandhan Bank in Kolkata.

  • Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Kolkata.
  • Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.

Documents Required for Bandhan Bank Home Loan in Kolkata

Be ready with the following documents to access a home loan at Bandhan Bank in Kolkata. The documents include-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Kolkata

Bandhan Bank Home Loan Kolkata Branch

Branch NameComplete AddressIFSCMICRContact Detail
Rabindra NagarW/197 A,S.A.Farooque Road, Rabindra Nagar, Kolkata West Bengal-700018BDBL0001014700750002033-66333333
CIT RoadGround Floor And First Floor, P 8,Nani Gopal Roy Choudhury Avenue, CIT Road, Kolkata-70001
Dakshineswar1, Ramkrishna Paramhansadeb Road, Dakshineswar, Kolkata, West Bengal-700035BDBL0001773700750126033-66333333
KalikapurGround Floor & First Floor, 1188/A/1, Purbachal Main Road, Kolkata, PS-Garfa, West Bengal-700078BDBL0001736033-66333333
Dhakuria14 B,Gariahat Road S, Next To State Bank Of India, PS Lake PS, Kolkata,West Bengal-700031BDBL0001749700750121033-66333333
Park StreetHall and Anderson Ltd, Bangur BFL Estate,31, Chowranghee Road, Kolkata, West
Baruipur104 A, Kulpi Road, Baruipur, Kolkata, West Bengal-700144BDBL0001027033-66333333
Girish Park187 C.R. Avenue Girish Park, Kolkata, West Bengal-700007BDBL0001295700750080033-66333333
Shakespeare SaraniNew B K Market, 16B, Shakespeare Sarani, Kolkata West Bengal-700071BDBL0001590700750082033-66333333
Bidhan Sarani159B, Bidhan Sarani, Kolkata, West Bengal-700006BDBL0001580700750016033-66333333

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  • Home Loan Interest Rates December 2023
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%