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About Bandhan Bank Home Loan in New Delhi
Bandhan Bank, which made its way into the banking space in 2015, has been on a rapid expansion mode since then. The bank grabbed the attention by starting the operation with 501 branches and 50 ATMs. But in two years time, the branches and ATMs have gone past 800 and 280, respectively, giving more teeth to the bank’s strength. It provides a wide range of products such as a home loan, which would be the need of many. The home loan offer is available all over India, including New Delhi, a city that boasts of a massive population coming from other states. The people here are in search of a home loan to buy their dream possession. And with Bandhan Bank Home Loan, it is more than a reality.
Bandhan Bank Home Loan New Delhi at a Glance
|Interest Rate||8.50% - 11.75%|
|Loan Amount||Based on your income and repayment capacity|
|Loan Tenure||Upto 15 Years|
|Processing Fee||1% of the loan amount plus applicable service tax|
|Prepayment Charges||NIL for floating rate loan |
2%-4% of principal outstanding in the case of fixed rate loan
Eligibility Criteria for Bandhan Bank Home Loan in New Delhi
The below factors should be kept in mind for a smooth approval of the home loan application by Bandhan Bank in New Delhi.
- Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in New Delhi.
- Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.
Documents Checklist for Bandhan Bank Home Loan in New Delhi
Be ready with the following documents to access a home loan at Bandhan Bank in New Delhi. The documents include-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check Out More in Home Loan New Delhi
Bandhan Bank Home Loan New Delhi Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Greater Kailash||19-Ground Floor, Kailash Enclave, Near East Of Kailash Metro Station In Front Of Pillar No 76, South Delhi, Delhi-110048||BDBL0001727||110750009|
|Kalkaji||Ground Floor,L-12,Kalkaji, New Delhi-110019||BDBL0001215||110750002|
|Model Town||House No.9 Block-B,Gujranwala Town Part 1, Near Model Town Metro Station, Model Town, New Delhi-110009||BDBL0001776||110750017|
|Dwarka||Plot No 48, Sector 12B, Dwarka, New Delhi-110075||BDBL0001726||110750010|
|Janakpuri||Ground Floor, Block A3, House No34, Janakpuri, New Delhi, Delhi-110058||BDBL0001728||110750008|
|Lajpat Nagar||B-25, Lajpat Nagar-II, New Delhi-110024||BDBL0001774||110750018|