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About Bandhan Bank Home Loan in Noida
Having a home, reading the newspaper sitting on a balcony, going from one room to another without any inhibition is what everyone craves for. But very few enjoy these privileges as the property rates are still out of the reach for many to afford. Thankfully, with the help of Bandhan Bank Home Loan, you can buy your dream home easily by paying the required sum in Equated Monthly Installments (EMIs). The bank even provides a home loan to buy a property of your choice in Noida, Uttar Pradesh. Want to get a sight of the bank’s home loan details? The below information will let you know the same.
Bandhan Bank Home Loan Noida at a Glance
|Interest Rate||12.41% - 13.98%|
|Loan Amount||Based on your income and repayment capacity|
|Loan Tenure||Upto 15 Years|
|Processing Fee||1% of the loan amount plus applicable service tax|
|Prepayment Charges||NIL for floating rate loan |
2%-4% of principal outstanding in the case of fixed rate loan
Eligibility Criteria for Bandhan Bank Home Loan in Noida
The below factors should be kept in mind for a smooth approval of the home loan application by Bandhan Bank in Noida.
- Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Noida.
- Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.
Documents Checklist for Bandhan Bank Home Loan in Noida
Be ready with the following documents to access a home loan at Bandhan Bank in Noida. The documents include-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check Out More in Home Loan Noida
Bandhan Bank Home Loan Noida Branch
|Branch Name||Complete Address||IFSC||MICR||Contact Details|
|Sector-18, Noida Branch||C-31, Sector-18, Noida, Uttar Pradesh- 201301||BDBL0001601||110750005|