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About Bandhan Bank Home Loan in Patna
Patna, the capital city of Bihar, is an attractive destination for people looking to worship their respective gods and gurus. Closely located to Patna railway station is the beautiful ‘Hanuman Temple’, wherein you could see a huge gathering of people. Plus, there is also Patna Sahib in the city. Apart from that, the city is full of people desirous of staying in an own home and in the process getting free from the hassles of rental accommodation. For that to materialise, Bandhan Bank has come out with an attractive home loan offer.
Bandhan Bank Home Loan Patna at a Glance
|Interest Rate||8.75% - 12.00%|
|Loan Amount||Based on your income and repayment capacity|
|Loan Tenure||Upto 15 Years|
|Processing Fee||1% of the loan amount plus applicable service tax|
|Prepayment Charges||NIL for floating rate loan |
2%-4% of principal outstanding in the case of fixed rate loan
Eligibility Criteria for Bandhan Bank Home Loan in Patna
The below factors should be kept in mind for a smooth approval of the home loan application by Bandhan Bank in Patna.
- Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Patna.
- Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.
Documents Checklist for Bandhan Bank Home Loan in Patna
Be ready with the following documents to access a home loan at Bandhan Bank in Patna. The documents include-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check Out More in Home Loan Patna
Bandhan Bank Home Loan Patna Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Kankarbagh||Doctor S Colony, Lohianagar, Kankarbagh, Patna, Bihar-800020||BDBL0001152||800750003||9102963581|
|Boring Road||Boring Road, Near Krishna Apartment, Shree Krishnapuri Thana, Patna, Bihar-800001||BDBL0001442||800750002||9934828840|