Bank of Baroda Ahmedabad
Last Updated : May 9, 2018, 12:33 p.m.
About Bank of Baroda
Bank of Baroda (BoB), established over 100 years ago, has grown by leaps and bounds over a period of time. From a small building in Baroda to around 6,000 branches and over 1,000 ATMs across the country, BoB has come a long way. Founded by Maharajas in 1908 and nationalized in 1969, the bank today boasts of assets over ₹3.58 trillion. The bank is a renowned in the areas of personal banking, corporate banking, NRI banking, MSME banking and others. Not only it has custom products to meet the requirements of depositors but also have the loans to cater the financial needs of credit seekers. Talking about loan, BoB has created quite a stir in the home loan space recently by slashing the interest rates to an industry low of 8.35% p.a. In addition, the bank has also waived off the switchover fees for customers willing to transfer from base rate to MCLR for better transmission of benefits. The bank has an enormous presence in Ahmedabad with over 50 branches across the city.
List of Bank of Baroda Ahmedabad Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Ambawadi | Ambawadi Branch, Panchvati, Ahmedabad, Gujarat-380006 | BARB0AMBAWA | 380012002 | 079-26409244 |
| Asarwa | Asarwa Branch, Asarwa Chakla Ahmedabad, Gujarat-380016 | BARB0ASARWA | 380012004 | 079-22136713 / 78341 |
| Ashram Road | Ashram Road Branch, Opp.Natraj Cinema, Ashram Road, Ahmedabad, Gujarat-380009 | BARB0ASHRAM | 380012003 | 079-26580173 |
| Astodia | Astodia Branch, Harder Chambers:Opp.Dhals Pole, Ahmedabad, 380001 | BARB0ASTODI | 380012005 | 079-25322878 |
| Bapunagar | Ground Floor, Sardar Patel Mall, Bapunagar Main Road, Ahmedabad, Gujarat-380024 | BARB0BAPUNA | 380012075 | 079-22700404/405 |
| Bhadra | Bhadra Branch, Opp Dinbhai Tower, Lal Darwaja, Ahmedabad, Gujarat-380001 | BARB0BHADRA | 380012006 | 079-25506043 |
| Bhairavnath | Bhairavnath Branch, Opp Karanavati Soc Kankaria, Ahmedabad, 380028 | BARB0BHAIRA | 380012007 | 079-25430794 |
| Bopal Road | Bopal Road Branch, 5, Vrajvihar Society, Opp.Stearling City, Bopal, Ahmedabad, 380058 | BARB0BOPALR | 380012064 | 02717-230605, 230531 |
| Chandkheda | Chandkheda Branch, Rudraksha Nr.S T Bus Stand, Ahmedabad, 382424 | BARB0CHANDK | 380012066 | 079-27504699 |
| CBB Ahmedabad | CBB Ahmedabad Branch, 57 Shrimali Society, Netaji Road, Mithakhali Six Road, Na, Ahmedabad, 380009 | BARB0CORAHM | 380012051 | 079-26473010 |
Products Offered by Bank of Baroda in Ahmedabad
All you Ahmedabadis, a flurry of loans like personal loan, home loan and other lending products are up for grabs at your nearest Bank of Baroda branch. From buying a home to lease discounting, the bank fulfills the needs at best. So come and apply for loans at BoB. Before applying, do not forget to have a look at the eligibility, loan amount and other tenets of the loan showcased in the table below.
Basic Details of Bank of Baroda Loans in Ahmedabad
| Product | Eligibility | Loan amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | Minimum age for application-21 years for salaried and self-employed applicants Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants | About 75%-90% of the property value | 8.50% - 10.60% | 0.25%-0.50% of the loan amount Minimum- ₹7,500 Maximum- ₹20,000 | Upto 30 Years |
| Car Loan | Minimum age for application-21 years for both salaried and self-employed aplicants Maximum age allowed at the time of loan maturity-65 years | Upto ₹ 1 Cr | 7% onwards | 0.75% of the loan amount to a maximum of Rs 10,000 | Upto 7 Years |
| Personal Loan | Minimum age for application-21 years Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed | ₹ 50,000-10,00,000 | 10.90% - 18.25% | Upto ₹ 10,000 | Upto 4 Years |
| Loan Against Future Rent Receivables | Owners who have rented their premises or are planning to rent to corporate houses/PSU units/banks/MNCs are eligible Landlords of BoB Offices or Branches are eligible Landlords or residential property given on a lease to the officers and executives of BoB are also eligible | Upto 55% of the rent due and receivable for both unexpired period of lease and uncertain period of lease. | 12.10% p.a. | 1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. | Upto 10 Years |
| Baroda Traders Loan | Available for individuals, proprietors, partnership firms & co-operative societies seeking working capital | ₹ 2 lakh-10 Cr | 10.35%-11.35% p.a. | 0.35% of the loan amount subject to a minimum of ₹ 7,500 | Upto 5 years |
Documents You Need to Have Grab Loans from Bank of Baroda in Ahmedabad
| Products | Salaried | Self-employed |
|---|---|---|
| Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
| Car Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 Bank Account Statement for the Last 6 Months Track of any other loans, if any | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any |
| Personal Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years |