Bank of Baroda Gurugram
Last Updated : May 9, 2018, 12:35 p.m.
About Bank of Baroda
In the beginning of 20th Century happened the foundation of Bank of Baroda (BoB) when Maharaja of Baroda and Saijirao Maharaja Gaekwad III started its operation in a small building in 1908. A span of around 60 years from there and the bank got nationalized in 1969. Since then, the bank has kept moving up the ladder by introducing various innovative products over a period of time. From savings account to a home loan from a fixed deposit to even a car loan, the bank has everything that you would want to fulfill your financial needs. If we talk of the recent development, BoB has caused a stir in the home finance segment by slashing the interest rates to an industry low of 8.35% per annum. The bank also played the cards well by waiving off the switchover fees for customers wanting to shift their home loan portfolio from base rate to MCLR regime for better transmission of rate cut benefits. Usually, a fee of ₹ 5,000-10,000 is chargeable in this case.
The bank enjoys a wide presence with close to 6,000 branches and over 1,000 ATMs across India. And when it comes to the Cyber City Gurugram, there are about 10-15 branches of BoB to bank with. Learn more about the branches of BoB at Gurugram in the table below.
List of Bank of Baroda Gurugram Branches
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Sector-10, Gurugram | Sector-10 A, Gurugram, Haryana-122011 | BARB0DAVGUR | 110012094 | 0124-2212287 |
DLF Golf Course | Paras Down Town DLF Golf Course, Sec 53 Gurugram, Haryana-122011 | BARB0DLFGUR | 110012096 | 0124-2572211/2572210 |
Extension Counter | Chiranjivi Bharti Public School Extension Counter, Palam Vihar, Gurugram, Haryana-122001 | BARB0EXTGUR | 110012111 | 011-2460597 |
Alwar Road | Gurugram Branch, Delhi Alwar Road, Gurugram, Haryana- 122001 | BARB0GURGAO | 110012064 | 0124-2320325 |
Manesar | IMT Manesar, F32/33 Raheja Square, Gurugram, Haryana- 122050 | BARB0MANESA | 110012098 | 0124-2291642/643 |
Sushant Lok 1 | Shop No. 1 & 2 Ground Floor, Peach Tree C Block, Sushant Lok 1, Gurugram, Haryana- 122002 | BARB0SUSGUR | 110012093 | 0124-2570531/2572210 |
Sector 7, Gurugram | SCO 20 Huda Commercial Complex Sector 7 Gurugram, Haryana- 122001 | BARB0SECGUR | 110012171 | 011-23752274 |
Sector 23, Gurugram | SCO 40, Sector 23, Gurugram, Haryana- 122001 | BARB0SCOGUR | 110012155 | 011-23725125 |
Rajendra Park | House No 1632/31, Rajendra Park, Gurugram, Haryana-122001 | BARB0RAJGAO | 1800223344 | |
Sector-31, Gurugram | SCO No 45, Sector 31, Gurugram, Haryana- 122001 | BARB0SECTOG | 1800223344 |
Products Offered by Bank of Baroda in Gurugram
Keen to know the products of Bank of Baroda at Gurugram? They primarily include personal loan , home loan, car loan and others. Keep your eyes on the table below to know the same. The table also shows various aspects related to loans such as eligibility parameters, tenure, processing fee, etc.
Loan Details of Bank of Baroda in Gurugram
Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | Minimum age for application-21 years for salaried and self-employed applicants Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants | About 75%-90% of the property value | 8.50% - 10.60% | 0.25%-0.50% of the loan amount Minimum- ₹7,500 Maximum- ₹20,000 | Upto 30 Years |
Baroda Traders Loan | Individuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible | ₹ 2 lakh-10 Cr | 10.35%-11.35% p.a. | 0.35% of the loan amount subject to a minimum of ₹ 7,500 | Upto 5 years |
Car Loan | Minimum age for application-21 years for both salaried and self-employed applicants Maximum age allowed at the time of loan maturity-65 years | Upto ₹ 1 Cr | 7% onwards | 0.75% of the loan amount to a maximum of Rs 10,000 | Upto 7 Years |
Loan Against Future Rent Receivables | Owners who have rented their premises or are lloking to rent to corporate houses/PSU units/banks/MNCs are eligible Landlords of BoB Offices or Branches are eligible Landlords or residential property given on a lease to the officers and executives of BoB are also eligible | Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. | 12.10% p.a. | 1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. | Upto 10 Years |
Personal Loan | Minimum age for application-21 years Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed | ₹ 50,000-10,00,000 | 10.90% - 18.25% | Upto ₹ 10,000 | Upto 4 Years |
Documents Sought to Access BoB Loans in Gurugram
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Car Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 Bank Account Statement for the Last 6 Months Track of any other loans, if any | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any |
Personal Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years |