Bank of Baroda Home Loan in Ahmedabad
Last Updated : March 31, 2017, 2:42 p.m.
About Bank of Baroda Home Loan Ahmedabad
Ahmedabad is a home to a large number of small and medium scale enterprises, along with top business graduates preparing themselves to storm the business world with their ideas and vision. Why won’t you buy a home in Ahmedabad? After all, it offers a world of opportunities. Getting a home is a big deal as you would have to pay a lot. So, a home loan requiring you to pay in installments would be an easy option. The best lender, as of now, is Bank of Baroda (BoB) with its lowest interest rate of 8.35% per annum.
Bank of Baroda Home Loan Ahmedabad at a Glance
Particulars | Details | |||
---|---|---|---|---|
Interest Rate | 8.50% - 10.60% | |||
Loan Amount | About 75%-90% of the property value | |||
Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 | |||
Prepayment Charges | NIL |
Eligibility Criteria
Bank of Baroda has certain eligibility criteria for getting your home loan application approved in Ahmedabad. Know the eligibility norms below.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity .
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
A home loan from BoB in Ahmedabad requires you to submit a list of documents, which show the proof of your personal and professional status.
Since it is a matter of buying a home, the bank would also want a complete detail of the property chain and the documents pertaining to the same. Want to know the documents in details? Take a quick look below.
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
For more information, visit Home Loan Ahmedabad
Bank of Baroda Home Loan Ahmedabad Branches
Be aware of the branches where you can visit with your home loan application. Bank of Baroda has a substantial number of branches at Ahmedabad, making it all the more easy for you to apply for a home loan. Don’t wait. Go straight to your nearest branch and do the needful.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Ambawadi | Ambawadi Branch, Panchvati, Ahmedabad, Gujarat-380006 | BARB0AMBAWA | 380012002 | 079-26409244 |
Asarwa | Asarwa Branch, Asarwa Chakla Ahmedabad, Gujarat-380016 | BARB0ASARWA | 380012004 | 079-22136713 / 78341 |
Ashram Road | Ashram Road Branch, Opp.Natraj Cinema, Ashram Road, Ahmedabad, Gujarat-380009 | BARB0ASHRAM | 380012003 | 079-26580173 |
Astodia | Astodia Branch, Harder Chambers:Opp.Dhals Pole, Ahmedabad, 380001 | BARB0ASTODI | 380012005 | 079-25322878 |
Bapunagar | Ground Floor, Sardar Patel Mall, Bapunagar Main Road, Ahmedabad, Gujarat-380024 | BARB0BAPUNA | 380012075 | 079-22700404/405 |
Bhadra | Bhadra Branch, Opp Dinbhai Tower, Lal Darwaja, Ahmedabad, Gujarat-380001 | BARB0BHADRA | 380012006 | 079-25506043 |
Bhairavnath | Bhairavnath Branch, Opp Karanavati Soc Kankaria, Ahmedabad, 380028 | BARB0BHAIRA | 380012007 | 079-25430794 |
Bopal Road | Bopal Road Branch, 5, Vrajvihar Society, Opp.Stearling City, Bopal, Ahmedabad, 380058 | BARB0BOPALR | 380012064 | 02717-230605, 230531 |
Chandkheda | Chandkheda Branch, Rudraksha Nr.S T Bus Stand, Ahmedabad, 382424 | BARB0CHANDK | 380012066 | 079-27504699 |
CBB Ahmedabad | CBB Ahmedabad Branch, 57 Shrimali Society, Netaji Road, Mithakhali Six Road, Na, Ahmedabad, 380009 | BARB0CORAHM | 380012051 | 079-26473010 |
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