Bank of Baroda Home Loan in Ahmedabad

About Bank of Baroda Home Loan Ahmedabad

Ahmedabad is a home to a large number of small and medium scale enterprises, along with top business graduates preparing themselves to storm the business world with their ideas and vision. Why won’t you buy a home in Ahmedabad? After all, it offers a world of opportunities. Getting a home is a big deal as you would have to pay a lot. So, a home loan requiring you to pay in installments would be an easy option. The best lender, as of now, is Bank of Baroda (BoB) with its lowest interest rate of 8.35% per annum.

Bank of Baroda Home Loan Ahmedabad at a Glance

ParticularsDetails   
Interest Rate8.50% - 9.50%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

Bank of Baroda has certain eligibility criteria for getting your home loan application approved in Ahmedabad. Know the eligibility norms below.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

A home loan from BoB in Ahmedabad requires you to submit a list of documents, which show the proof of your personal and professional status.

Since it is a matter of buying a home, the bank would also want a complete detail of the property chain and the documents pertaining to the same. Want to know the documents in details? Take a quick look below.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

For more information, visit Home Loan Ahmedabad

Bank of Baroda Home Loan Ahmedabad Branches

Be aware of the branches where you can visit with your home loan application. Bank of Baroda has a substantial number of branches at Ahmedabad, making it all the more easy for you to apply for a home loan. Don’t wait. Go straight to your nearest branch and do the needful.

Branch NameComplete AddressIFSC MICRContact Detail
AmbawadiAmbawadi Branch, Panchvati, Ahmedabad, Gujarat-380006BARB0AMBAWA380012002079-26409244
AsarwaAsarwa Branch, Asarwa Chakla Ahmedabad, Gujarat-380016BARB0ASARWA380012004079-22136713 / 78341
Ashram RoadAshram Road Branch, Opp.Natraj Cinema, Ashram Road, Ahmedabad, Gujarat-380009
BARB0ASHRAM380012003079-26580173
AstodiaAstodia Branch, Harder Chambers:Opp.Dhals Pole, Ahmedabad, 380001BARB0ASTODI380012005079-25322878
Bapunagar Ground Floor, Sardar Patel Mall, Bapunagar Main Road, Ahmedabad, Gujarat-380024BARB0BAPUNA380012075079-22700404/405
BhadraBhadra Branch, Opp Dinbhai Tower, Lal Darwaja, Ahmedabad, Gujarat-380001BARB0BHADRA380012006079-25506043
Bhairavnath Bhairavnath Branch, Opp Karanavati Soc Kankaria, Ahmedabad, 380028BARB0BHAIRA380012007079-25430794
Bopal RoadBopal Road Branch, 5, Vrajvihar Society, Opp.Stearling City, Bopal, Ahmedabad, 380058BARB0BOPALR38001206402717-230605, 230531
ChandkhedaChandkheda Branch, Rudraksha Nr.S T Bus Stand, Ahmedabad, 382424BARB0CHANDK380012066079-27504699
CBB AhmedabadCBB Ahmedabad Branch, 57 Shrimali Society, Netaji Road, Mithakhali Six Road, Na, Ahmedabad, 380009
BARB0CORAHM380012051079-26473010

 

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