Bank of Baroda Home Loan in Chandigarh

About Bank of Baroda Home Loan Chandigarh

Chandigarh, the city of dynamism and vibrancy, is quite a place to live and make a livelihood. While staying in the city, you could think of buying the ‘Aashiana’, which we famously call in Hindi to address a home with pride. Don’t worry about the home loan. It will be taken care of by Bank of Baroda (BoB), one of the most trusted bank. When the home loan rates of the bank are slashed to 8.35%-9.35% per annum, you have all the reasons to join the bandwagon of BoB.

Bank of Baroda Home Loan Chandigarh at a Glance

ParticularsDetails   
Interest Rate8.65% - 9.65%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The following eligibility criteria, if met properly, would let a borrower gain the nod of Bank of Baroda. So, meet the criteria and get the keys to your dream home.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

Be clear on the documents you require to obtain a home loan in Chandigarh. If you do not pay attention here, you could lose out on a great opportunity to buy your dream home within your budget. The documents, which are needed to be submitted, include proofs for identity, residence, income, as well as some property related documents.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Chandigarh

Bank of Baroda Home Loan Chandigarh Branches

If you think Bank of Baroda is only for the big cities, you are in a myth. Your own city Chandigarh also has a fair amount of BoB branches that are more than happy to welcome you on your arrival there. You can check the nearest branches from the list below. The list entails information regarding IFSC Code, MICR Code, contact details, etc.

Branch NameComplete AddressIFSCMICRContact Detail
Agriculture Hi TechAgriculture Hi Tech Branch,
Sco 91, Sector 44 C, Chandigarh- 160047
BARB0AGRCHA1600120050172-2645147/5017428
DHS Extension CounterDHS Extension Counter, Chandigarh- 160022BARB0EXTSEC1600120120172-2667450
Raipur KhurdRaipur Khurd Chandigarh- 160003BARB0KHURDX1600120040172-2652745
Sector 17-BBank Square, Sector 17-B, Chandigarh- 160017BARB0SECTOB1600120010172-2704583
Grain MarketSco 72 A & 73 A Sector 26 Grain Market Chandigarh- 160019BARB0GRAINMN.A.0172-2701617, 5076839
ARMBSco 62/63 Third Floor, Sector 17B, Bank Square, Chandigarh- 160017BARB0ARMCHDN.A.0172-5076839
Phase II Industrial AreaShop No-92, Industrial Area, Phase-2, Chandigarh- 160002BARB0INDCHDN.A.1800223344
Sector 40DSector 40D, Sco 212, Chandigarh- 160036BARB0SECTODN.A.1800223344
LahoraSco 55 Main Market Khuda Lahora Chandigarh 160014BARB0LAHORAN.A.1800223344
Sector DAt Bay Shop No 400 Sector 37D Chandigarh 160036BARB0SECDCHN.A.1800223344

 

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