Bank of Baroda Home Loan in Ghaziabad

Last Updated : May 5, 2018, 11:20 a.m.
About Bank of Baroda Home Loan Ghaziabad
Bank of Baroda (BoB), a state-owned bank with a branch count that spans over 5,000 across India, is just the friend you need to step into your dream home. The bank is calling the shots at the moment with lower interest rate offers on a home loan. The attractive offers are applicable to individuals all over India, including Ghaziabad, a prime business location of Uttar Pradesh.
Bank of Baroda Home Loan Ghaziabad at a Glance
Particulars | Details | |||
---|---|---|---|---|
Interest Rate | 8.50% - 10.60% | |||
Loan Amount | About 75%-90% of the property value | |||
Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 | |||
Prepayment Charges | NIL |
Eligibility Criteria
As soon as you meet the eligibility criteria, a home loan from BoB would be right there in your hands. So, give yourself the best chance to grab the attractive offer by reading the points below.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity .
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
Even as the eligibility criteria is fulfilled, the insufficiency on the documentation can prove to be a huge dampener for your home dream in Ghaziabad. You can get a feel of how important documents are for you to actually step into a home. So, be ready with documents authenticating your identity, residence, income, etc. You need to be meticulous in submitting the property documents as well.
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Seeking more information? Visit Home Loan Ghaziabad
Bank of Baroda Home Loan Ghaziabad Branches
You can choose from a long list of branches to send your home loan application. Seeing the emergence of the city over the last few years, the bank has made sure it has a large number of branches in Ghaziabad. The list of BoB branches is right below. Step out to the nearest one from the list.
Branch | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
G.T. Road | 4 Kiran Enclave G.T. Road, Ghaziabad, Uttar Pradesh- 201001 | BARB0BLYGHA | 110012082 | 0120-2704717-4718 |
Gandhi Nagar | PB.No.19, 188 - Gandhi Nagar, Ghaziabad, Uttar Pradesh- 201001 | BARB0GHAZIA | 110012078 | 0120-2713097 |
Indirapuram | GH 5, Nirala Eden Park, Ahimsa Khand Ii , Opp Rail Vihar, Indirapuram, Ghaziabad, Uttar Pradesh- 201010 | BARB0INDRAP | 110012101 | 0120-2651633 | 0120-4167906 |
Rajinder Nagar | 84, Commercial Sector - V, Prime Plaza, Rajinder Nagar, Ghaziabad, Uttar Pradesh- 201005 | BARB0RAJIND | 110012099 | 0120-2632121 |
Rajnagar | Rajnagar Branch, R - 2/240 Rajnagar Ghaziabad, Ghaziabad, Uttar Pradesh- 201002 | BARB0RAJNAG | 110012076 | 0120-2828162 |
Clock Tower | Clock Tower Branch, Clock Tower, Ghaziabad, Uttar Pradesh- 201001 | BARB0TRDGHA | 110012077 | 0120-2856125 |
Suryanagar | Suryanagar Branch, B - 190 Suryanagar, Ghaziabad, Uttar Pradesh- 201001 | BARB0TRDSUR | 110012052 | 0120-2626319 |
Vijay Nagar | J K G Senior Secondary School, Sector 9, Ghaziabad, Uttar Pradesh- 201009 | BARB0VIJGHA | 110012102 | 0120-2840434/2856125 |
Vasundhara | Alpha Tower- 1, Sector9/INS -10Vasundhara, Ghaziabad, Uttar Pradesh- 201012 | BARB0VASGHA | 110012124 | 011-23319192 |
Shalimar Garden | Upper Ground Floor, S - 23, B - Block, Shalimar Garden II, Ghaziabad, Uttar Pradesh- 201 005 | BARB0SHALIM | 110012139 |
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