Bank of Baroda Home Loan in Guwahati

About Bank of Baroda Home Loan Guwahati

Being the premier public sector bank with over 5,000 branches, Bank of Baroda (BoB) has ensured to fulfill the varied needs of the individuals with a myriad of products including a home loan. The offer is also available for people living in Guwahati, the capital city of Assam. The affordability of BoB home loan is increasing with its lower interest rate of 8.35% per annum. Get more details of Bank of Baroda Home Loan below.

Bank of Baroda Home Loan Guwahati at a Glance

ParticularsDetails   
Interest Rate8.55% - 9.55%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

There are a few eligibility criteria that you as a prospective borrower needs to fulfill before applying for a home loan. Get a sight of the same below.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

You would need to submit a list of documents authenticating the proofs for your identity, address, income, as well as few property related details. Make sure there is no discrepancy on your part so that the bank would approve the loan smoothly. Wanna check out the documents? Here they come.

Seeking more information? Visit Home Loan Guwahati

Bank of Baroda Home Loan Guwahati Branches

Branch NameComplete AddressIFSCMICRContact Detail
A T RoadA T Road Gauh Branch, Paltan Bazar, Guwahati- 781001BARB0ATROAD7810120030361-2540477, 2633964
Beltola TinialiBeltola Tiniali, Beltola, GuwahatiBARB0BELTOL7810120050361-2234285
Dispur BranchDispur Branch, Indian Airlines Complex, Ganeshguri Chariali, Guwahati- 781005BARB0DISPUR7810120040361-2224623, 2220992
G S RoadG S Road, Taranis Bldg, Lachit Nagar, Chariali, Ulubari, Guwahati- 781007
BARB0GSROAD7810120060361-2466087
Cycle Factory ROADCycle Factory Road, Opposite Post Office, Fatasil Ambari, Guwahati, Assam 781025BARB0FATASI0361-2573511
BamunimaidanBeside East End, Nursing Home, Mrd Road, Bamunimaidan, Guwahati, Assam 781021BARB0BAMUNI781012010
Six MileSix Mile Vip Road Po Khanapara Ps Khanapara Dist Kamrup Metropolitan Guwahati, Assam- 781022BARB0SIXMIX
AmbariG N B Road, Near Agp Office, Guwahati Club, Ambari District Kamrup Metropolitan, Assam-781001BARB0AMBARI7810120080361-2461583
Zoo Road TinialiParnil Complex R G Baruah Road, GuwahatiBARB0ZOOTIN0361-2200032
GauhatiGauhati Branch, S.R.C.B.Road, Fancy Bazar, Guwahati, Assam-781001BARB0GAUHAT7810120020361-2540476

Guwahati, like other cities, also has a decent number of BoB branches where you can submit the home loan application. Also, you would want to know the IFSC Code, MICR Code and the contact information, right! So, know all that and more the below table.

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