Bank of Baroda Home Loan in Kolkata

About Bank of Baroda Home Loan Kolkata

The city of joy Kolkata is a nice place to live and enjoy the beauty that it has to offer. The monuments during the old British reign is still existent in Kolkata, the capital of West Bengal. If you are eyeing for a permanent stay in Kolkata, you would want to have your own home. If that is what you do not have, then a home loan from Bank of Baroda (BoB), one of the leading public sector in India, could be the best solution for your dream.

Bank of Baroda Home Loan Kolkata at a Glance

ParticularsDetails
Interest Rate8.65% - 9.65%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

You must be familiar with the term ‘Conditions Apply’ at the end of every attractive offer. Here also, you need to meet few eligibility criteria before getting the receipt of the loan in Kolkata.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

The bank would ask you to submit few documents pertaining to identity, address, residence and the property. This is an important job on your part as any negligence could make it tough for the bank to sanction you a home loan in Kolkata. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Kolkata

Bank of Baroda Home Loan Kolkata Branches

Get ready to run all the way to file your home loan application at your nearest BoB branch in Kolkata by following the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSCMICRContact Detail
Alipore Alipore Branch, 38/1/E, Gopal Nagar Road, Kolkata-700027BARB0ALICAL700012002033-24795525
BallygunjBallygunj Branch, 226 - C, Rash Behary Avenue, Kolkata- 700019 BARB0BALLYG700012003033-24407518
BehalaBehala Branch, 293/2, Diamond Harbour Road, Kolkata- 700034 BARB0BEHALA700012041033-24780945
BelghoriaBelghoria Branch, 76, Feeder Rd, Belghoria, Kolkata- 700056BARB0BELGHO700012034033-25647765
BeliaghatBeliaghat Branch, P 344, C.I.T. Road, Sch No-VI (M), Kolkata- 700054BARB0BELIAG700012004033 23649746
Bhawanipur Bhawanipur Branch, 29, S.P.Mukherjee Road, Kolkata- 700025BARB0BHOWAN700012005033-24755918
M B Road584-M B Road Birati, Ps-Nimta, Kolkata-700051BARB0BIRATI700012064033-25138811
Brabourne RoadBrabourne Road Branch, 4, Brabournee Road, Kolkata-700001BARB0BRABOU700012006033-22254553/54/55
BrahmapurBrahmapur Branch, Suvada Housing Estate, Niva Park, Kolkata-700071BARB0BRAPUR700012055033-22254553/54/55
BurrabazarBurrabazar Branch, 8/C, Maharshi Debendra Road, Kolkata-700007BARB0BURRAB700012007033-22597861
Bansdroni MBansdroni M Branch, 174/1/3 N.S.C Bose Road, Howrah-700040BARB0CALBAN700012043033-24711543
CoolotalaCoolotala Branch, 6, Coolotala Street, Kolkata- 700073BARB0CALCBS700012060033-22256946 22286940
Camac StreetCamac Street Branch, Mansarowar, 3B, Camac Street, Kolkata-700016BARB0CAMACS700012008033-22467190
ChakraberiaChakraberia Branch, 23/3, Chakraberia Rd.(S), Kolkata- 700025BARB0CHAKRA700012047033-24764019
Charu MarketCharu Market Branch, 9, D.P Sashmal Road, , Kolkata-700033BARB0CHARUM700012009033-24244316
C R Avenue (South)C R Avenu(South) Branch, 33, C.R.Avenue (South), Kolkata-700012BARB0CHITTA700012010033-22110265
College StreetCollege Street Branch, 2.Bidhan Sarani, Kolkata- 700006 BARB0COLCAL700012011033-22415241
DharmtallaDharmtalla Branch, 6A, Raja Subodh Mullick Square, Kolkata- 700013BARB0DHACAL700012012033-22371808
Suryasen Street Extension CounterSuryasen Street Extension Counter, 92 Achrya Prafulla Chandra Rd Calcutta University Campus Kolkata- 700009 BARB0EXTCOL033-23513090
5–Point Crossing5–Point Crossing Branch, 4A, Bhaba Nath Sen Street, Kolkata- 700004BARB0FIVEPO700012013033-25430704

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