Bank of Baroda Home Loan in Kolkata

Last Updated : April 3, 2017, 10:53 a.m.

About Bank of Baroda Home Loan Kolkata

The city of joy Kolkata is a nice place to live and enjoy the beauty that it has to offer. The monuments during the old British reign is still existent in Kolkata, the capital of West Bengal. If you are eyeing for a permanent stay in Kolkata, you would want to have your own home. If that is what you do not have, then a home loan from Bank of Baroda (BoB), one of the leading public sector in India, could be the best solution for your dream.

Bank of Baroda Home Loan Kolkata at a Glance

Particulars	Details
Interest Rate	8.50% - 10.60%
Loan Amount	About 75%-90% of the property value
Processing Fee	0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000
Prepayment Charges	NIL

Eligibility Criteria

You must be familiar with the term ‘Conditions Apply’ at the end of every attractive offer. Here also, you need to meet few eligibility criteria before getting the receipt of the loan in Kolkata.

Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan . At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

The bank would ask you to submit few documents pertaining to identity, address, residence and the property. This is an important job on your part as any negligence could make it tough for the bank to sanction you a home loan in Kolkata. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.

Products	Salaried	Self-employed
Home Loan	Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction	Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction

Seeking more information? Visit Home Loan Kolkata

Bank of Baroda Home Loan Kolkata Branches

Get ready to run all the way to file your home loan application at your nearest BoB branch in Kolkata by following the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch Name	Complete Address	IFSC	MICR	Contact Detail
Alipore	Alipore Branch, 38/1/E, Gopal Nagar Road, Kolkata-700027	BARB0ALICAL	700012002	033-24795525
Ballygunj	Ballygunj Branch, 226 - C, Rash Behary Avenue, Kolkata- 700019	BARB0BALLYG	700012003	033-24407518
Behala	Behala Branch, 293/2, Diamond Harbour Road, Kolkata- 700034	BARB0BEHALA	700012041	033-24780945
Belghoria	Belghoria Branch, 76, Feeder Rd, Belghoria, Kolkata- 700056	BARB0BELGHO	700012034	033-25647765
Beliaghat	Beliaghat Branch, P 344, C.I.T. Road, Sch No-VI (M), Kolkata- 700054	BARB0BELIAG	700012004	033 23649746
Bhawanipur	Bhawanipur Branch, 29, S.P.Mukherjee Road, Kolkata- 700025	BARB0BHOWAN	700012005	033-24755918
M B Road	584-M B Road Birati, Ps-Nimta, Kolkata-700051	BARB0BIRATI	700012064	033-25138811
Brabourne Road	Brabourne Road Branch, 4, Brabournee Road, Kolkata-700001	BARB0BRABOU	700012006	033-22254553/54/55
Brahmapur	Brahmapur Branch, Suvada Housing Estate, Niva Park, Kolkata-700071	BARB0BRAPUR	700012055	033-22254553/54/55
Burrabazar	Burrabazar Branch, 8/C, Maharshi Debendra Road, Kolkata-700007	BARB0BURRAB	700012007	033-22597861
Bansdroni M	Bansdroni M Branch, 174/1/3 N.S.C Bose Road, Howrah-700040	BARB0CALBAN	700012043	033-24711543
Coolotala	Coolotala Branch, 6, Coolotala Street, Kolkata- 700073	BARB0CALCBS	700012060	033-22256946 22286940
Camac Street	Camac Street Branch, Mansarowar, 3B, Camac Street, Kolkata-700016	BARB0CAMACS	700012008	033-22467190
Chakraberia	Chakraberia Branch, 23/3, Chakraberia Rd.(S), Kolkata- 700025	BARB0CHAKRA	700012047	033-24764019
Charu Market	Charu Market Branch, 9, D.P Sashmal Road, , Kolkata-700033	BARB0CHARUM	700012009	033-24244316
C R Avenue (South)	C R Avenu(South) Branch, 33, C.R.Avenue (South), Kolkata-700012	BARB0CHITTA	700012010	033-22110265
College Street	College Street Branch, 2.Bidhan Sarani, Kolkata- 700006	BARB0COLCAL	700012011	033-22415241
Dharmtalla	Dharmtalla Branch, 6A, Raja Subodh Mullick Square, Kolkata- 700013	BARB0DHACAL	700012012	033-22371808
Suryasen Street Extension Counter	Suryasen Street Extension Counter, 92 Achrya Prafulla Chandra Rd Calcutta University Campus Kolkata- 700009	BARB0EXTCOL		033-23513090
5–Point Crossing	5–Point Crossing Branch, 4A, Bhaba Nath Sen Street, Kolkata- 700004	BARB0FIVEPO	700012013	033-25430704

Bank of Baroda Home Loan in Kolkata

About Bank of Baroda Home Loan Kolkata

Bank of Baroda Home Loan Kolkata at a Glance

Eligibility Criteria

Documentation

Bank of Baroda Home Loan Kolkata Branches

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