Bank of Baroda Home Loan New Delhi - IFSC, Rates February 2024, Eligibility, EMI

Bank of Baroda Home Loan New Delhi

About Bank of Baroda Home Loan New Delhi

Working in New Delhi? In the hunt for a dream home? Not finding the right lender for your budget? Come to Bank of Baroda (BoB), which would offer you an attractive home loan featuring a lower interest rate. Along with that, the bank has waived off the switchover fee for existing customers willing to transfer their home loan portfolio from base rate to Marginal Cost of Lending Rate (MCLR). So, catch all the details that would be necessary to buy a home in New Delhi.

Bank of Baroda Home Loan New Delhi at a Glance

Interest Rate8.50% - 10.60%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in New Delhi. All that are shown below.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.


The bank would ask you to submit few documents pertaining to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in New Delhi. So, check out the documents as stated below for a smooth home loan approval by BoB.

Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan New Delhi

Bank of Baroda Home Loan New Delhi Branches

Get ready to file your home loan application at your nearest BoB branch in New Delhi by taking a look at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSCMICRContact Detail
Asaf Ali RoadAsaf Ali Road, Jeevan Vikas Bhawan, 30/31 A, New Delhi-110002BARB0ASAFAL110012009011-23234812
Basant LokBasant Lok Branch, 8, Basant Lok, Vasant Vihar, , New Delhi-110057BARB0BASANT110012010011-26145371
BhajanpuraBhajanpura Branch, F-613 Khajuri Khas, Delhi-110094BARB0BHADEL110012083011-22963882
Bhikaji CamaBhikaji Cama Branch, Ug Ansal Chambers 1 Bhikaiji Cama Place, New Delhi-110066BARB0BHICKA110012034011-26186009, 26198122
BhogalBhogal Branch, 696, Bhogal Road, Bhogal, New Delhi-110014BARB0BHOGAL110012011011-24374664
Vikas Marg6, Defence Enclave, Vikas Marg, Delhi-110092BARB0BLYDEF110012070011-22527698
RazapurRazapur Branch, Sector - 9, Razapur Village, Rohini, Delhi-110085BARB0BLYROH110012073011-27561596
Chanakyapuri Chanakyapuri Branch, Yashwant Place, Ndmc Shopping Complex, Chanakyapuri, New Delhi-110021 BARB0CHANAK110012012011-26888523
Chandni Chowk856, Mohan Mansion, Chandni Chowk, Delhi-110006BARB0CHANDN110012002011-23917925
Connaught CircusM-9, Connaught Circus, New Delhi -110001BARB0CONLAD110012014011-23414372/5147
K. G. MargSurya Kiran Building, 19, K. G. Marg, New Delhi-110001BARB0CONNAU110012013011-23317544
Daryaganj3830, Lal Kothi, Pataudi House Road, Delhi-110002BARB0DARYAG110012015011-23266942/1063
DwarkaPlot 1, MLU, Pocket - 6 1St Fl, Sector 12 Vardhaman Prasad Plaza, Dwarka, New Delhi- 110075BARB0DAWARK110012095011-28033106-07
District Center, JanakpuriDistrict Center Branch, Lic Building, District Center, Janak Puri, New Delhi- 110058BARB0DCJANA110012079011-25593313, 25533900
Wazirpur30, Community Centre, Ashok Vihar Phase-I, Delhi-110052BARB0DELWAZ110012008011-27442000
Dilshad GardenC-14, Dilshad Colony, Dilshad Garden, Delhi-110095BARB0DILSHA110012112011-22357202
Sardar Patel Vidyalya Extension CounterSardar Patel Vidyalya Extension Counter, 18, Lodhi Estate New Delhi 110014BARB0EXTBHO011-24627504
Blue Bell School Extension CounterBlue Bell School Extension Counter, M 20 Greater Kailash Part 1 New Delhi-110048BARB0EXTGRE110012103011-29238830
Bal Bharti Public School Extension CounterBal Bharti Public School Extension Counter, Pitampura Delhi-110088BARB0EXTVIS011-27023243
Greater KailashGreater Kailash Branch, M-20 Greater Kailash, New Delhi-110048BARB0GREATE110012018011-29239181

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%