Bank of Baroda Home Loan in Noida

About Bank of Baroda Home Loan Noida

Dreaming of a home in Noida? Searching out the best home loan offers in the market? Couldn’t find any suitable to your case? Think of Bank of Baroda (BoB), one of the premier lenders in the Indian home finance space. And at a time when it is grabbing all the eyeballs in the wake of an interest rate, which is as low as 8.35% per annum for people having a CIBIL score of 760 and above. Even the switchover fees from fixed to the floating are waived off, raising the excitement regarding the bank’s home loan offer.

Bank of Baroda Home Loan Noida at a Glance

ParticularsDetails
Interest Rate8.50% - 9.50%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in Noida. All that are shown below.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

The bank would ask you to submit few documents related to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Noida. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Noida

Bank of Baroda Home Loan Noida Branches

Your chance to file the home loan application at your nearest BoB branch in Noida heightens with a mere glance at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSC MICRContact Detail
Sector Gamma-II, Greater NoidaSector Gamma II Market, Gautam Budha Nagar, Greater Noida-201308BARB0GAMNOI1100121100120-2326125
Greater NoidaOm Tower, B5 Alpha 1, Commercial Belt, Greater Noida-201306BARB0GNOIDA1100120920120-2321762, 2321763
Noida BranchNoida Branch, Shop No 334 - 337 Sec 29 Ganga Shopping Complex, Noida-201303BARB0NOIDAX1100120660120-2450229
SSI Noida BranchSSI Noida Branch, P - 5 Ocean Plaza, Sector 18 Noida Distt G B Nagar, Noida-201301BARB0SSIGAZ1100120590120-2512393
Gen Next BranchC-25, Stellar It Park, Tower Ii, Sector 62, Noida, Dist. Gautam Budh Nagar, Uttar Pradesh- 201301BARB0GENOID0120-4324461/62/63
Mid Corporate BranchP-5, Ocean Plaza, Sector-18, Noida, Uttar Pradesh - 201301BARB0MIDNOI110012172011-23313755
Yamuna ExpresswayBuild Up Space Nofirst Floor, Commercial Complex, P2 Sector Omega 1, Greater Noida, Uttar Pradesh - 201308BARB0YEIDAX
Bhangel NoidaKhasra No 818 819 Dadri, Noida Road Kavya Palace Salarpur Bhangel Noida Uttar Pradesh- 201301BARB0BHANGE

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