Bank of Baroda Home Loan in Patna

About Bank of Baroda Home Loan Patna

Settled in Patna known as the capital of Bihar? All your wishes there are fulfilled except a home which is eluding you for years? Don’t go any further as Bank of Baroda (BoB) is here to let you get your feet into the dream home without having to pay huge. How? It’s the interest rate that has been reduced drastically in the recent times. For those with a CIBIL score of 760 and more can get the home loan at 8.35% per annum, the lowest in the industry so far.

Bank of Baroda Home Loan Patna at a Glance

ParticularsDetails
Interest Rate8.50% - 9.50%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The bank wants you to meet a few eligibility criteria for accessing the home loan in Patna. Want to get a sight of the same? Look at the below points.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

The bank would ask you to submit few documents related to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Patna. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction, property registration document, property allotment letter, valuation copy of the property
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction, property registration document, property allotment letter, valuation copy of the property

Seeking more information? Visit Home Loan Patna

Bank of Baroda Home Loan Patna Branches

Your chance to file the home loan application at your nearest BoB branch in Patna heightens with a mere glance at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSCMICRContact Detail
Bailly RoadBailly Road, Ashiana More, Patna, Bihar- 800014BARB0ASHPAT8000120080612-2596015
Gulzar BaugGulzar Baug Branch, At. P.O. -Gulzarbag, Patna City, Patna, 800008BARB0GULZAR8000120040612-2637530
Patna City Patna City Branch, At. Po. Patna City , District Patna, Bihar, Patna, 800008BARB0PATNAB8000120030612-2645084
PBB-KankarbaghA/10, Patrakarnagar, Kankarbagh, Patna-800020BARB0PBBPAT8000120070612-2361394
SRI Krishnap BranchSri Krishnap Branch, Naval Arcade, Boring Road, Patna-800001BARB0SRIKRI8000120050612-2541528
Walmiki ComplexWalmiki Complex, Phulwari Sharif, Patna- 801505BARB0WALMEC8000120060612-2452336
DanapurB M Complex, Saguna More, Danapur, Patna, Bihar- 846004BARB0DANAPU0612-2557159
AshjagatAshjagat Complex, Rajendra Path, Kadamkuan, Patna, Bihar- 800003BARB0RAJEND800012009
Lanka KachuraKhemni Chakm Main Road, Po- New Jaganpura, Ps- Ram Krishna Nagar, District- Patna, Bihar- 800027BARB0LANKAC8000125030612-2273635
Lohiya NagarLohiya Nagar, Pc Colony, Near Shalimar Sweets, Kankarbagh, District Patna, Bihar-800020BARB0LOHIYA0612-2272333
KurjimoreNear Loyala High School, Opposite Nalanda Colony, Patna, Bihar-800010BARB0KURJIM0612-2272333
GaighatGaighat, Near Pani Tanki, Ashok Rajpath, Patna Dt, Bihar- 800007BARB0GAIGHA800012016
A G ColonyMain Road, A G Colony, Patna, Bihar-800023BARB0AGCPAT800012018
Buddha ColonyMain Road, Buddha Colony, Patna, Bihar-800001BARB0BUDDHA
Danapur NizmatIn Front Of Tribhuwan Park, Danapur, Dist Patna, Bihar-800012BARB0DANPAT
DighaNear Polson, Digha, Dist-Patna, Bihar- 800011BARB0DIGHAX
ChirauraChiraura, Village, Po Chiraura, Dist Patna, Bihar-801109BARB0CHIRAU
JakkanpurNear Gaudia Math Mandir, Gandhi Path, Jakkanpur, Patna Bihar 800001BARB0JAKKAN
Patel NagarSahdeopath B Bhattacharya Road, West Patel Nagar, Po Shastri Nagar, Tehsil Sadar, Patna, Bihar-800023BARB0PATELN
Bazar SamitiKalpana Arcade Bazar Samiti Road Near Moinui Haq Stadium Patna Bihar-800006BARB0BAZPAT

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