Bank of India Car Loan in Patna
Last Updated : Sept. 5, 2017, 12:41 p.m.
About Bank of India Car Loan Patna
Patna, the capital city of Bihar, attracts everyone to the core with its simple style of living, far away from the buzz that’s normally been the case with the top tier cities of India. But even in its simplicity, there are people here wishing big. Of the many wishes for the people in Patna, a car sits at the top of their mind. So, if you are living in Patna and wish to have a car of your own, you can apply for a car loan at Bank of India (BOI), which runs around 5,000 branches across India.
Bank of India Car Loan Patna at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 6.85% onwards |
| Loan Amount | Maximum Loan Amount : ₹ 50,00,000 for Resident Indian(individuals) & ₹ 100,000 for corporates for Resident Indian; ₹ 50,00,000 for Non-Resident Indians |
| Loan Tenure | Upto 7 Years for New Cars & upto 3 years for pre-owned cars |
| Processing Fee | NIL |
| Prepayment Charges | New Cars: ₹ 500 per application irrespective of the limit Pre-owned cars: 1% of loan amount minimum ₹500/- and Max ₹10,000/ |
Eligibility Criteria
Salaried employees working in both public and private firms are a welcome at Bank of India for Car Loan. Also eligible are Non-resident Indians (NRIs), self-employed and professionals.
- Companies, Partnership Firms, Sole Proprietorship Firms and Hindu Undivided Families are prohibited from applying for a car loan at BOI.
Documentation
Don’t know the documents you need to apply for a car loan at BOI in Patna? The documents include proofs for identity, income, residence, among others. Know all the documents in the points below.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (Self-Employed)
- RTO Copy
- Processing Fee Cheque
- A Duly Filled Application Form
For more information, visit Car Loan Patna
Bank of India Car Loan Patna Branches
Want to visit the nearest BOI Branch in Patna? Find that out from the list below. The list also contains information pertaining to the branch address, IFSC Code, and MICR Code, etc.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Patna Main | Patna Main, Fraser Road, Post Box No. 166, Patna City-800001, Bihar | BKID0004400 | 800013002 | 0612-2222413, 2231337 |
| Patna City | Patna City, Dashmesh Market 1St Fl, Opp Pital Ka Mahadev, Patna City-800008, Bihar | BKID0004401 | 800013006 | 0612-2642062, 2643967 |
| Rajendranagar Colony | Rajendranagar Colony (Patna), 90, Ramkrishna Avenue, Patna-800016, Bihar | BKID0004407 | 800013004 | 0612-2673508, 2688039 |
| Muradpur Chauhatta | Muradpur- Chauhatta, Tara Bhavan,1st Floor Ashok Rajpath, Patna-800004, Bihar | BKID0004408 | 800013005 | 0612-2302332 |
| Birchand Patel Marg | Birchand Patel Marg, Sone Bhawan, Birchand Patel Marg, Patna-800001, Bihar | BKID0004410 | 800013003 | 0612-2230865, 2237996 |
| Karbigahiya | Karbigahiya, Patna-800001, Bihar | BKID0004413 | 800013007 | 0612-2342629, 2354272 |
| Srikrishnanagar | Srikrishnanagar(Patna), M-22 Road No 25, Sri Krishna Nagar, Patna City- 800001, Bihar | BKID0004419 | 800013009 | 0612-2525656 |
| Patna ARB | C/O Zonal Office, R.Block Patna | BKID0004420 | 800013013 | |
| Patna C&P | Patna C&P, Raghuvir Place, Boring Road, Patna, 800001, Bihar | BKID0004421 | 800013010 | 0612-2271335, 2275958 |
| Kankarbagh | Kankarbagh, Parmanand Place, Panchmandir Road, Patna- 800001, Bihar | BKID0004423 | 800013011 | |
| Rajiv Nagar | Rajiv Nagar, Main Road, Rajiv Nagar, Keshri Nagar, Patna, 800024, Bihar | BKID0004424 | 800013014 | |
| Patna Service Branch | Patna Service Branch, Uday Bhavan, 3rd Floor, Fraser Road, Patna- 800001, Bihar | BKID0004425 | 800013001 | 0612-2222164 |
| Boring Road | Boring Road, Patna, Bihar | BKID0004428 | 800013015 | |
| Patna Secretariat | Patna Secretariat, Near Secretariat, Patna, Bihar | BKID0004429 | 800013016 | 0612-2222007, 9431651466 |
| Bailey Road | C/O Jagdeo Path More, Bailey Road Patna, Bihar | BKID0004458 | 800013019 | |
| Patel Nagar | Gandhi Murti Road No- 2, Patel Nagar, Patna, Bihar | BKID0004459 | 800013017 | |
| Gulzarbagh | House Of Shri Parasnath Mehta, Arfabad, Rithital, Sher Shah Road, P.O; Gulzarbagh, Patna-800007 | BKID0004457 | 800013022 | |
| Retail Hub | Scada Building, R -Block, B C P Marg, Patna-800001 | BKID0004466 | 800013021 | |
| Patna Corporate Branch | Patna Corporate Branch, Sone Bhawan, B C P Marg District Patna-800001, Bihar | BKID0004561 | 800013023 | |
| Jamal Road | 336, Jamal Road, Patna Bihar 800001 | BKID0004415 | 800013024 |
