Bank of India Guwahati
Last Updated : May 9, 2018, 12:43 p.m.
About Bank of India
Came September 1906 and happened the launch of Bank of India (BOI) in the banking space. Few wise men from the city of Mumbai laid the foundation of a bank that has made a name for itself by providing an extensive range of products, perfectly designed to suit the taste of varied consumers. From an initial paid-up capital of ₹ 50 lakhs to revenues of crores and 50 employees to headcounts in big thousands, the bank’s journey one would have to say a very successful one. Post the nationalization in 1969, the bank has strengthened its foothold by opening a number of branches. Now the overall branch count of the bank is over 5,000 across India and around 22 overseas.
If we talk about the spread out of branches, they are almost at every corner of India and in good numbers for you to avail the services. And that stands for the north-eastern India as well. Within the region, Guwahati, I suppose, is the most prominent place. Guwahati residents can expect Bank of India to be their friend at each step towards the wish fulfillment. So, all the people in need of banking services in Guwahati, take BOI as a stepping stone to fulfill the financial goals of your life.
Bank of India Guwahati Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Hem Barua Road | Hem Barua Road, P.B.No. - 119, Kamarpatty, Guwahati, Assam, Pin-781001 | BKID0005000 | 781013002 | 0361-2540480, 2544182 |
| Village - Abhoypur | Village-Abhoypur, Po - College Nagar, North Guwahati, Assam, Pin- 781031 | BKID0005001 | 781013004 | 0361-2690020 |
| G.S. Road | G.S.Road, Ganeshguri Chariali, Guwahati, Assam, Pin-781006 | BKID0005005 | 781013003 | |
| VIP Road | Vip Road, Chachal, Guwahati, Pin- 7810022 | BKID0005009 | 781013005 | |
| Gauri Bhawan | Gauri Bhawan, Maligaon, Guwahati, Assam, Pin-7810002 | BKID0005010 | 781013006 | |
| Guwahati Mid Corporate Branch | Guwahati Mid Corporate Branch Killa Building Christian Basti G S Road Guwahati, Assam, Pin- 781005 | BKID0005055 | 781013011 | |
| Zoo Road | House No 197, Jonali, R.G. Baruah Road, Po Zoo Road, Dist Kamrup Guwahati, Assam, Pin- 781024 | BKID0005028 | 781013014 | |
| Silpukhuri | House No 114 MPD Road Po Silpukhuri Dist Kamrup Guwahati Assam, Pin-781003 | BKID0005029 | 781013016 | |
| Paltan Bazar | Solapara Road, Paltan Bazar Guwahati District- Kamrup Assam-781008 | BKID0005027 | 781013008 |
Products Offered by Bank of India in Guwahati
As far as financial products of Bank of India is concerned, the people of Guwahati can expect to receive a wide variety of loans to convert their burning desires into reality. Be it a personal loan , car loan, home loan, loan against property or even an education loan, Bank of India has everything that a loan seeker wants to avail. You can become a fan of Bank of India when you sneak through the information pointed out in the table below.
Basic Details of Bank of India Loans in Guwahati
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| BOI Star Home Loan | Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible | Upto ₹ 5 Cr | 8.85% onwards | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable | Upto 30 Years |
| BOI Star Personal Loan Scheme | Salaried employees, professionals, pensioners are eligible | Upto ₹ 5 lakhs-10 lakhs | 10.35% - 14.85% | 2% of the loan amount | Upto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years |
| BOI Star Vehicle Loan | Salaried employees, professionals, NRIs are eligible | Upto ₹ 50 Lakhs-2 Crores | 6.85% onwards | ₹ 500 per application+service tax as applicable | Upto 7 years |
| BOI Star Loan Against Property | Salaried, self-employed, partnership firms, people with high net worth are eligible | 48 times of average monthly gross salary for salaried 4 times of average net annual income for last 2-3 years in the case of self-employed | 10.50%-11% p.a. | - | Upto 15 years |
| BOI Star Vidya Loan | Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas | ₹ 10 lakhs in India ₹ 20 lakhs abroad | 8.50%-9.00% p.a. | No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 | 10-15 years |
Documents Sought to Access Loans from Bank of India in Guwahati
| Documents | Salaried | Self-employed |
|---|---|---|
| BOI Star Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Like Cost Estimation, Property Map, etc | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years Property Documents Like Cost Estimation, Property Map, etc |
| BOI Star Personal Loan Scheme | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | |
| BOI Star Vehicle Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years |
