Bank of India Home Loan in Chandigarh

About Bank of India Home Loan in Chandigarh

A dream home is still the search of many people across the country. Even the people of Chandigarh, a renowned union territory of India, want a home wherein they can chill around. And for that very purpose, they are searching for the lenders in the city. If you belong to Chandigarh, you can approach Bank of India (BOI), a public sector lender with more than hundred years of experience in serving the varied set of customers. Founded in 1906, the bank has been a reliable name in the areas of retail banking, corporate banking, international banking, MSME banking, and much more. So, let’s check out the offer of BOI home loan in Chandigarh here.

Bank of India Home Loan Chandigarh at a Glance

ParticularsDetails
Interest Rate8.50% - 8.60%
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable

Prepayment ChargesNIL

Eligibility Criteria

Before you approach BOI for a home loan, be aware of what the bank seeks before disbursing a home loan. The loan disbursal depends on the  income and repayment capability of the borrowers. The bank disburses a home loan to individuals, self-employed, PIOs, corporate, partnership firms, etc.

Documents Needed to Apply for Bank of India Home Loan in Chandigarh

The loan disbursal will be smooth if you have the documents required by Bank of India. Curious to know the documents? Then, glance at the pointers below showing the documents as proofs for identity, address, income and others.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Want to gain more information, visit Home Loan Chandigarh

Bank of India Home Loan Chandigarh Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector 17Banks Square, Sector 17, Chandigarh, Pin-160017BKID00062001600130010172-2702853, 2704018
Sector 20Sector 20, S.C.F. - 9, Sector 20-C, Chandigarh, Pin-160020BKID00062011600130030172-2706746, 2708826
Sector-32Sector-32 (Chandigarh), S.C.O.290- 291, Chandigarh, Pin-0172-2601359BKID00062021600130040172-2601359, 2601591
Sector 35Sector 35, Sco 415-416, Sector35 C, Chandigarh, Pin-160022BKID00062031600130020172-2668915, 2668916
Chandigarh Hi Tech Branch181-182, Ground Floor, Sector 17-C, ChandigarhBKID00062061600130070172-2703311
Chandigarh Service BranchChandigarh Service Branch, Bank Square, Sector-17, Chandigarh, Pin-160117BKID00062061600130070172-2704018, 2711910
Sector 40S.C.O. 323, Sector 40D, Chandigarh, Pin-160036BKID0006207160013011
Chandigarh Retail HubS.C.O. 81-82, Sector 17-B ChandigarhBKID00062081600130120172-2724610
Sector 47Sector 47, S.C.O. No. 113, Sector 47 C, Chandigarh, Pin-160047BKID00062101600130140172-5025647
Sector 31Sector 31, Star House S.C.O. 76-82, Sector 31A, Chandigarh-160030BKID0006211160013021

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