Bank of India Home Loan in Ghaziabad

Last Updated : April 11, 2017, 10:13 a.m.

About Bank of India Home Loan Ghaziabad

Bank of India (BOI) is a state-owned bank with more than 5,000 branches across the country. The bank has been on a constant rise in terms of product portfolio and the customer base since its inception which is more than a century old story when few businessmen laid its foundation in 1906. In the face of demonetization, the focus on home loan has grown manifold up with the banks slashing the lending rates. Taking a cue from that, BOI has cut down the rates drastically for borrowers across the country, including the ones in Ghaziabad, Uttar Pradesh. Let’s find out what the people of Ghaziabad has in store with Bank of India Home Loan.

Bank of India Home Loan Ghaziabad at a Glance

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI? Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.

Documentation

Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

• Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
• Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
• Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
• Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
• Signature Verification Proof-PAN Card/Passport/Driving License
• Business Establishment Proof-Utility Bills of Shops & Establishments
• Processing Fee Cheque
• A Duly Signed and Filled Application Form

Seeking additional information? Visit Home Loan Ghaziabad

Bank of India Home Loan Ghaziabad Branches

Look at the table below to know the branches of BOI in Ghaziabad.