Bank of India Home Loan Ghaziabad - Eligibility, Rates February 2024, EMI, IFSC

Bank of India Home Loan in Ghaziabad

About Bank of India Home Loan Ghaziabad

Bank of India (BOI) is a state-owned bank with more than 5,000 branches across the country. The bank has been on a constant rise in terms of product portfolio and the customer base since its inception which is more than a century old story when few businessmen laid its foundation in 1906. In the face of demonetization, the focus on home loan has grown manifold up with the banks slashing the lending rates. Taking a cue from that, BOI has cut down the rates drastically for borrowers across the country, including the ones in Ghaziabad, Uttar Pradesh. Let’s find out what the people of Ghaziabad has in store with Bank of India Home Loan.

Bank of India Home Loan Ghaziabad at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI? Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.


Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking additional information? Visit Home Loan Ghaziabad

Bank of India Home Loan Ghaziabad Branches

Look at the table below to know the branches of BOI in Ghaziabad.

Branch NameComplete AddressIFSCMICRContact Detail
Grand Trunk Road59-60, Grand Trunk Road, Ghaziabad, Uttar Pradesh, Pin- 201001
Pratap ViharPratap Vihar, 12, Gmp, Sector - 12, Pratap Vihar, Ghaziabad,, Uttar Pradesh, Pin- 201001
HarsaonHarsaon, Krishi Upaj Mandi, Hapur Road Govindapura, Ghaziabad,, Uttar Pradesh, Pin- 201001BKID00071111100130640575-2765506, 2766043
Bulandshahar RoadBulandshahar Road Industrial Ar, City Post Office, Tehsil Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201009BKID00071121100130590120-2866084
Navyug MarketNavyug Market, 43, Navyug Market, Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201001BKID0007113110013057
MehrauliMehrauli, Vill Mehrauli, Nh24 Ghaziabad Hapur B, Mehrauli (Block - Rajapur - Ghaziabad),, Uttar Pradesh, Pin- 201002BKID0007118110013080
RajnagarB-8, RDC, Rajnagar, GhaziabadBKID00071191100130820120-2821074, 2820622
IndirapuramPlot No.11, Ahimsa Khand - Ii, Indirapuram, Ghaziabad, Uttar Pradesh - 201010
BKID00071231100130860120-2607708, 2902719
Garima GardenGarimajanli Public School Garima Garden , Vill. & P.O. Pasonda District GhaziabadBKID00071251100130890120-2898703
DuhaiDuhai, Post & Village: Duhai, Dist: Ghaziabad, Duhai, Uttar Pradesh, Pin- 201206BKID00072011100130660120-2675011, 2675696
Vasundhara1468, Sector - 5 Vasundhara Distt Ghaziabad Uttar Pradesh Pin- 201012
Vaishali Gaur Gravity Shop No.9-10, Sector-4 Vaishali Distt. Ghaziabad Pin-201010
Gohra AlamgeerpurVillage-Gohra Alamgeerpur , Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh-245101BKID0007662
Village-NanpurVillage-Nanpur, Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh -245205BKID0007663--

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%