Bank of India Home Loan in Gurugram

About Bank of India Home Loan Gurugram

A home is a wish of many as it gives a wave of freedom that can’t be described in words. Be it 1-BHK or a bungalow, a home of every kind is in itself a precious possession that goes as the most significant accomplishment of one’s life. And when Bank of India (BOI) is geared up with its home loan offer, all you need is to apply and lead your life being a proud home owner. And if you can get that tag in a high-profile city like Gurugram, a hub of many multinational companies (MNCs), it would be like a dream come true, right! So all you staying in a rented flat in Gurugram? Break the shackles with BOI Home Loan.

Bank of India Home Loan Gurugram at a Glance

ParticularsDetails
Interest Rate8.75% - 8.80%
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI? Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.

Documentation

Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking additional information? Visit Home Loan Gurugram

Bank of India Home Loan Gurugram Branches

Look at the table below to know the branches of BOI in Gurugram.

Branch NameComplete AddressIFSCMICRContact Detail
Old Railway RoadOld Railway Road, Gurugram, Haryana, Pin- 122001BKID00067011100130490124-2320708, 2321922
MGF PlazaMGF Plaza, Gurugram, Dlf Phase Ii, Mehrauli Gurugram Road, Gurugram, 122002, HaryanaBKID0006704110013078
Kasan RoadKasan Road, Near Bus Stand Manesar, Haryana, Pin- 122050
BKID00067051100130790124-2337590, 2337591
IslampurGovt.Girls School, Sohna Road, Village IslampurBKID0006706110013084
Rewari RoadRewari Road, Near Patrol Pump, Pataudi– Gurugram, Pin-122503
BKID0006707123013052
Sector 40DSS 84 - 85, Sector 40, Gurugram, Pin- 122003BKID00067161100131070124-2381381
Sohna Road Shop No 14 15 16 JMD Galleria Mall Opp Malibu Town Sector 47 Sohna Road GurugramBKID0006736110013126
Sector 56Sector 56 Branch, SCO 66, Sector 56 Gurugram, Haryana- 122011BKID0006737110013134
Sohna Ward No 5 At Po Sohna Baluda Road Distt Gurugram, Haryana, Pin-122103BKID0006739110013137
Gurugram Sector 10Gurugram Sector 10 Branch, Sco 99, Huda Market, Sector 10 A, Gurugram, Distt Gurugram, Haryana, Pin-122001BKID0006729110013138
Gurugram SECTOR 23Gurugram Sector 23 Branch, Sco 17, Huda Market, Sector 23 A, Gurugram, Distt Gurugram, Haryana, Pin-122001BKID0006730110013139
NUHNUH Branch, Ground Floor, Civil Lines, Nuh, Distt Mewat, Haryana, Pin-122107BKID0006747
Old Delhi Gurugram Road837, Khasra No. 52, Main Old Delhi Gurugram Road, Kapashera, New Delhi 110 037BKID0006095110013147

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