Bank of India Home Loan Kolkata - Rates February 2024, Eligibility, EMI, IFSC

Bank of India Home Loan in Kolkata

About Bank of India Home Loan Kolkata

The city of Joy Kolkata is a fascinating place to live and explore the traditional monuments that are still existing to mesmerize the onlookers. Besides, there are many domestic and international companies that operate and provide employment to the youth in Kolkata, the capital of West Bengal. So, having a permanent stay in Kolkata is indeed the wish of many living in a rented flat in the metropolitan city. With Bank of India (BOI) home loan, your and many’s dream home is no longer going to be a dream in Kolkata. So, grab one best home deal at Bank of India in Kolkata.

Bank of India Home Loan Kolkata at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Kolkata? Salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms are eligible to apply for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.


Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Kolkata

Bank of India Home Loan Kolkata Branches

In search of nearest BOI branch to submit your home loan application in Kolkata? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Kolkata.

Branch NameComplete AddressIFSCMICRContact Detail
Sham BazarSham Bazar, 140/1, Bidhan Sarani, Sham Bazar, Kolkata- 700004, West BengalBKID0004018700013039033-25301813, 25554341
Southern AvenueMehta House, 32, Southern Avenue, , Kolkata- 700029, West BengalBKID0004019700013044033-24661836, 24635303
South SuburbsSouth Suburbs, 391 Diamond Harbour Road, Behala, Kolkata- 700034, West BengalBKID0004020700013043033-24781577, 245846
Vivekanand Road36/2, Vivekanand Road, Calcutta, Kolkata-700007, West Bengal
BKID0004021700013048033-22691924, 22630705
MaulaliMaulali, 81/2 Acharya Jagadish, Bose Road, Kolkata, India, 700014, West BengalBKID0004024700013033033-22174905, 22271229
Bangur AvenueBangur Avenue, Plot No 415 413 - 214, Bangur Avenu, Kolkata- 700055, West BengalBKID0004025700013005033-25746055, 25741251
Jawaharlal Nehru RoadJawaharlal Nehru Road, 44, Jawaharlal Nehru Road, , Kolkata – 700016, Kolkata, 700016, West BengalBKID0004026700013027033-22823498, 22827856
Sealdah2/B, Mahatma Gandhi Road, Sealdah, Kolkata- 700009, West BengalBKID0004027700013038033-23503716, 23607594
Park CircusPark Circus, 73/A, Theatre Road, , (Shakespeare Sarani), Kolkata- 700017, West BengalBKID0004028700013036033-22471325, 22801186
College StreetCollege Street, 8/9, Bankim Chatterjee, Calcutta, Kolkata- 700073, West BengalBKID0004029700013015033-22415179, 22417899
Ruby ParkRuby Park, 207, Kasba Road, Calcutta, Kolkata, 700042, West BengalBKID0004030700013058
Free School StreetFree School Street, 41, Free School Street, Kolkata- 700016, West BengalBKID0004032700013020033-22172070, 22299346
Ballygunge Circular RoadBallygunge Circular Road, 67/B, Ballygunge Circu, Kolkata- 700019, West BengalBKID0004035700013003
Bhupendra Bose AvenueBhupendra Bose Avenue, 55, Bhupendra Bose Ave, Kolkata-700004, West BengalBKID0004036700013009033-25432933, 25554865

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%