Bank of India Home Loan in Kolkata

Last Updated : April 11, 2017, 4:20 p.m.

About Bank of India Home Loan Kolkata

The city of Joy Kolkata is a fascinating place to live and explore the traditional monuments that are still existing to mesmerize the onlookers. Besides, there are many domestic and international companies that operate and provide employment to the youth in Kolkata, the capital of West Bengal. So, having a permanent stay in Kolkata is indeed the wish of many living in a rented flat in the metropolitan city. With Bank of India (BOI) home loan, your and many’s dream home is no longer going to be a dream in Kolkata. So, grab one best home deal at Bank of India in Kolkata.

Bank of India Home Loan Kolkata at a Glance

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Kolkata? Salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms are eligible to apply for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.

Documentation

Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

• Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
• Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
• Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
• Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
• Signature Verification Proof-PAN Card/Passport/Driving License
• Business Establishment Proof-Utility Bills of Shops & Establishments
• Processing Fee Cheque
• A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Kolkata

Bank of India Home Loan Kolkata Branches

In search of nearest BOI branch to submit your home loan application in Kolkata? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Kolkata.