Bank of India Home Loan New Delhi - IFSC, Rates March 2024, EMI, Eligibility

Bank of India Home Loan in New Delhi

About Bank of India Home Loan New Delhi

Bank of India (BOI) is one of the most trustworthy banking partners to meet the home wish at a cost that can easily fit into a pocket. This wish can be fulfilled with the help of a home loan that is affordable with a lower interest rate. In addition, the longer tenure allows you to repay the Equated Monthly Installment (EMI), accruing on the loan, quite easily. The presence of the bank is enormous with many of its branches are there in New Delhi, the city where you live and earn your livelihood. The details of the bank’s home loan in New Delhi are presented below.

Bank of India Home Loan New Delhi at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in New Delhi? It’s the salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms who can apply for a home loan at the bank. The eventual loan disbursal amount, though, depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.


You are required to submit the below list of documents that are asked by Bank of India to approve your home loan application in New Delhi. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan New Delhi 

Bank of India Home Loan New Delhi Branches

In search of the nearest BOI branch to submit your home loan application in New Delhi? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in New Delhi.

Branch NameComplete AddressIFSCMICRContact Detail
JanpathJanpath, 54 Janpath, PB No 357, New Delhi- 110001, DelhiBKID0006000110013012011-23353251, 28844060
Asaf Ali RoadAsaf Ali Road, 4/8 Asaf Ali Road, Post Box 7044, New Delhi-110002, DelhiBKID0006001110013002011-23271714, 28833125
Bank StreetBank Street, Karol Bagh, New Delhi, 110005, DelhiBKID0006002110013004011-28855565, 28855566
Connaught CircusConnaught Circus, Central Ring, Connaught Circus, New Delhi-110001, DelhiBKID0006003110013006011-23322129, 28844062
Hauz KhasHauz Khas, G- 1, Hauz Khas Enclave, Mehrauli Road, New Delhi-110016, DelhiBKID0006005110013010011-28866059, 28866060
Karol BaghKarol Bagh, 13/38, Arya Samaj Road, Post Box No.2571, New Delhi-110005, DelhiBKID0006006110013015011-28855567, 25722640
Khan MarketKhan Market, 32/33 Raja Gyan Nath B, Corn Wallis Road, New Delhi- 110003, DelhiBKID000600711001301428844066, 24621849
Kirti NagarKirti Nagar, B/3, Tagore Market, Kirti Ngr Najafgarh Road, New Delhi, 110015, DelhiBKID0006008110013016011-25458465, 25468326
PaharganjPaharganj, 4/6 D Deshbandu Gupta, Road, Paharganj, New Delhi-110001, DelhiBKID0006009110013022
Rajendra PlaceRajendra Place, 16, Vikram Towers, , 1St Floor, New Delhi-110005, DelhiBKID0006010110013025011-28855569, 25730640
Hamdard DawakhanaHamdard Dawakhana, 1545 Gali Quesimjar, Bazar Lak Khan, New Delhi-110006, DelhiBKID0006012110013034011-28833131, 28833132
Kamla NagarKamla Nagar, 29 A, Kamla Nehru Road, Subjimandi, New Delhi, 110007, DelhiBKID0006013110013035011-23841477, 23843162
NarelaNarela, 2111 Kripa Niwas, Bawana Road, New Delhi- 110040, DelhiBKID0006014110013039011-27282248, 27282313
Parliament StreetParliament Street, Pti Building, 4 Parliament Street, New Delhi-110001, DelhiBKID0006016110013024011-28844067, 28844068
BhaktawarpurBhaktawarpur, Kasturba Road, Bhaktawarpur, New Delhi- 110036, DelhiBKID0006017110013038011-27721644, 27722256
Nehru PlaceNehru Place, Paras Cinema Building, Nehru Place, New Delhi-110024, DelhiBKID0006018110013020011-26417917, 26418812
Lajpat NagarLajpat Nagar, Feroz Gandhi Road, Lajpat Nagar Iii, New Delhi-110024, DelhiBKID0006019110013017011-29831670, 28898165
AzadpurAzadpur, Plot No 12, New Sabzi Mandi, New Delhi, 110033, DelhiBKID0006020110013032011-28877070, 28877071
East Of KailashEast Of Kailash, D-142, East Of Kailash, New Delhi–110065, New Delhi, 110065, DelhiBKID0006021110013008011-28898167, 28898168
Panchsheel7, Panchsheel Shopping, Centre, New Delhi, 110016, DelhiBKID0006022110013023011-26494311, 26498543

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%