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About Bank of Maharashtra Home Loan Mumbai
Bank of Maharashtra has three special housing loan scheme named Maha Super housing loan schemes wherein you can get a home loan for repairs/renovation/alteration of existing house/flat for new standalone borrowers, the purchase of plot & construction, and for construction/acquiring of new or existing house/flat and extension of existing house/flat. The interest rate offered by the bank is floating and is also one of the lowest interest rates on home loans in India. As a result of which, you get to pay low EMI on your home loan. So, to apply now, check eligibility criteria, documentation needed to apply for this loan.
It is also important to note that RERA Act has been recently implemented which will now bring transparency in the home loan deals and is applicable in Mumbai also. So be ready to experience a smooth home loan journey at Bank of Maharashtra.
Bank of Maharashtra Home Loan Mumbai at a Glance
|Interest Rate||7.05% - 8.45%|
|Loan Amount||Upto ₹25lakh|
|Tenure||Up to 30 years|
The eligibility criteria to apply for a home loan at Bank of Maharashtra is as follows:
- The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional.
- The age limit at the time of loan maturity should be 75 years.
- The applicant should be a salaried individual, self- employed and farmers holding at least 5 acres of land.
- The minimum work experience should at least be 2 years.
- The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR.
The documentation needed to apply for a personal loan at Bank of Maharashtra is:
Documents of the applicant and guarantor-
- ID Proof – Passport/ Voter ID/ PAN Card.
- Age Proof– Birth certificate/ passport
- Residence Proof– Passport/ Utility bill/ Allotment letter.
- Income Proof –Latest Salary slip/ ITR/ form- 16
- Signature Verification Proof- Passport/ PAN Card.
- Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
- Detailed information about the other loan if you are currently paying along with lenders information and security mortgage.
- Agreement sale copy.
- Certificate of possession.
- Land tax receipt.
- Detailed cost of construction.
- Letter of allotment
- Original NOC
For more information, read Home Loan Mumbai
Bank of Maharashtra Mumbai Branches
The complete address, IFSC Code, MICR Code and customer care details of Bank of Maharashtra branches in Mumbai are mentioned in the table below:
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Fort Mumbai||Janmangal, 45/47, Mumbai Samachar Marg, Fort, Mumbai. 400023||MAHB0000002||400014002||22663947|
|Girgaum, Mumbai||215 Bhatavadekar Bldg Rajaram Mohan Roy Road Girgaum Mumbai 400004||MAHB0000006||400014003||022-23821594|
|Ranade Road, Dadar, Mumbai||Popatlal Niwas, Ranade Road, Dadar West, Mumbai 400028||MAHB0000016||400014004||022-24222885|
|Zaveri Bazar, Mumbai||1st Floor Guru Ashish Ganeshwadi Corner Zaveri Bazar Mumbai 400002||MAHB0000026||400014005||022-22432408|
|Sion Branch||153, Sunrays Building, Sion, Mumbai 400022||MAHB0000039||400014033||24071753/ 24077951|
|Gokhale Road, Dadar, Mumbai||Gokhale Road Near Portugese Church Dadar West Mumbai 400028||MAHB0000042||400014006||022-24226106|
|Mumbai Central||Maratha Mandir Bldg, Club Road, Mumbai Central, Mumbai 400008||MAHB0000048||400014008||022-23070361|
|Worli, Mumbai||Ready Money Terrace, Dr Annie Beasant Road, Worli Mumbai 400018||MAHB0000050||400014009||1800-102-2636|
|Vile Parle East, Mumbai||Krishna Villa, Mongi Bai Road, Vile Parle (EAST), Mumbai - 400057.||MAHB0000053||400014034||26141124/ 26150798|
|S P Road, Dadar, Mumbai||4 Riddhi Apartment 10th Lane Khetwadi Girgaon Mumbai 400004||MAHB0000067||400014010||1800-102-2636|
|Khopoli||Mumbai Pune Rd Khopoli Dist Raigad||MAHB0000074||400014126||27843106|
|Parel , Mumbai||64 Vikas Apartment Dr Ambedkar Road Parel East Mumbai 400012||MAHB0000079||400014011||022-2413200|
|Pimpri||31/6, Janmangal Mumbai Pune Road Pune 411018||MAHB0000080||411014062||27475386 27475769|
|Goregaon West, Mumbai||A.B.Goregaonkar High School, Dalvi Sabhagriha, Aarey Road, Goregaon (WEST), Mumbai - 400062||MAHB0000082||400014035||28721773/28720273|
|Chembur, Mumbai||70 - E, Mahabank Building, Dayanand Saraswati Road, Chembur, Mumbai - 400071||MAHB0000089||400014036||022-25284296/ 022-25282828|